Friendly Score UK Ltd

Reference number: 781963

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When planky.com first appeared online, and whether it can receive email
  • What kind of line 020 3019 3260 is
  • Who else gives the postcode EC2A 4DP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Friendly Score Trading name
  • Planky Trading name
  • Planky.com Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Providing Credit Information Services
  • Providing Credit References

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09168668
Company status
Active
Company type
Private limited company
Incorporated
11 August 2014 (12 years old)
Registered office
41 Luke Street, London, EC2A 4DP, United Kingdom
Nature of business
  • Web portals (SIC 63120)

Directors and company secretaries

Name Role Born Appointed Other companies
Lorenzo Savi Director Jun 1971 11 Nov 2025 9 other companies
Stiven Muccioli Director Dec 1984 19 Dec 2025 None
Luca Bertozzi Director Jan 1980 19 Dec 2025 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
2
is FCA-registered
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 12 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

−£42.1k

−228% from £32.8k

Cash at bank

£14.1k

−52% from £29.4k

Employees (average)

1

Same as 1

Owed within a year

£53.5k

+32% from £40.5k

Net assets are negative: on its last balance sheet the company owed £42.1k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09168668. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Friendly Score UK’s history from the FCA register and Companies House, newest first.

Key events (12) All events (37)

2025

11 November 2025

  • Board replaced: all 3 directors left and 3 new directors took over
  • Bkn301 Group Ltd took control (75–100% of shares)
  • Emilian Grzegorz Siemsia stopped being a part-owner
  • Fin Posillipo S.P.A. stopped being a part-owner
  • Loubna Bazine stopped being a part-owner

Companies House

2021

7 August 2021

  • Emilian Grzegorz Siemsia became a part-owner (25–50% of shares)
  • Loubna Bazine became a part-owner (25–50% of shares)

Companies House

2020

22 July 2020

  • Fin Posillipo S.P.A. became a part-owner (25–50% of shares)

Companies House

2018

7 March 2018

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2014

11 August 2014

  • Incorporated at Companies House

Companies House

In the full report: all 37 events

  • All 37 events in its history (12 shown here)
  • Every director appointment and resignation: 19
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Firms connected to Friendly Score UK

Other FCA-listed firms that share a director, phone number or address with Friendly Score UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Friendly Score UK

Other firms of the same type (credit broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Friendly Score UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 37 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Friendly Score UK Ltd FCA authorised?
Yes, Friendly Score UK Ltd (FRN 781963) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2018 and works as a credit broker. The FCA has placed a limit on what it may do.
What is Friendly Score UK’s phone number and website?
The FCA register lists the phone number 020 3019 3260 and the website planky.com for Friendly Score UK. If you were given different contact details, use these to check with the firm before going any further.
Is Friendly Score UK a scam or clone?
Friendly Score UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Friendly Score UK?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Friendly Score UK handles your money, so check the specific product before you commit. You can also refer complaints about Friendly Score UK to the Financial Ombudsman Service, free of charge.
Who owns Friendly Score UK?
Friendly Score UK is owned by Bkn301 Group Ltd, which holds 75–100% of shares and 75–100% of votes, since 11 November 2025. Before that, it was controlled by Miss Loubna Bazine, Emilian Grzegorz Siemsia and Fin Posillipo S.P.A..
Who runs Friendly Score UK?
Companies House lists 3 directors of Friendly Score UK: Lorenzo Savi, Stiven Muccioli and Luca Bertozzi.
How long has Friendly Score UK been in business?
The company was formed on 11 August 2014, and has held its current FCA authorisation since March 2018.
What do Friendly Score UK’s latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of −£42.1k (−228% from £32.8k) and cash at bank of £14.1k (−52% from £29.4k).
Does Friendly Score UK use any other names?
It trades as Friendly Score, Planky and Planky.com.

Sources and links

The full report on Friendly Score UK Ltd

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