Friends Capital Ltd

Reference number: 650114

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When friendscapital.co.uk first appeared online, and whether it can receive email
  • What kind of line 0114 303 1031 is
  • Who else gives the postcode S3 7WL
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Other names (16)

If you were contacted under any of these names, it is this firm.

  • friendscapitalfinance.co.uk Trading name
  • Get-Financial-Advice Trading name
  • Bright Finance Former trading name
  • fastbridgingfinance.co.uk Former trading name
  • findyoualoan.co.uk Former trading name
  • Getmemymortgage.co.uk Former trading name
  • Hubble.co.uk Former trading name
  • Hubblemoney.co.uk Former trading name
  • loans-compare.co.uk Former trading name
  • myloanbroker.co.uk Former trading name
  • Myloanshopper.co.uk Former trading name
  • theloanbroker.co.uk Former trading name
  • UKloancompare.co.uk Former trading name
  • UKmoneycompare.co.uk Former trading name
  • UKmortgagecompare.co.uk Former trading name
  • Yourremortgagefinder.co.uk Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08902973
Company status
Active
Company type
Private limited company
Incorporated
19 February 2014 (12 years old)
Registered office
Beehive Works, Milton Street, Sheffield, South Yorkshire, S3 7WL, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Michael Collier Director Oct 1964 5 Mar 2014 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
4
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Total equity

£12.5k

No earlier figure to compare

Employees (average)

7

+600% from 1

Owed within a year

£7,122

−79% from £33.2k

The accounts for the year to 28 February 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £376k, for the year to 28 February 2023.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08902973. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Friends Capital’s history from the FCA register and Companies House, newest first.

Key events (5) All events (49)

2023

23 February 2023

  • Paul Hancock became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Paul Michael Collier became a part-owner (25–50% of shares)

Companies House

2015

2 March 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2014

19 February 2014

  • Incorporated at Companies House

Companies House

In the full report: all 49 events

  • All 49 events in its history (5 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Friends Capital

Other FCA-listed firms that share a director, phone number or address with Friends Capital. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like Friends Capital

Other firms of the same type (mortgage adviser or broker), nearest first.

In Sheffield

AD Finance Group LimitedSheffieldAuthorisedAnt Protect LimitedSheffieldAuthorisedAssess Protection and Properties LimitedSheffieldAuthorisedFast Track Financial LimitedSheffieldAuthorisedJK Mortgage Links LtdSheffieldAuthorisedJPM Financial Management LimitedSheffieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Friends Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 49 events in its history

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Frequently asked questions about this firm

Is Friends Capital Ltd FCA authorised?
Yes, Friends Capital Ltd (FRN 650114) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2015 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Friends Capital’s phone number and website?
The FCA register lists the phone number 0114 303 1031 and the website friendscapital.co.uk for Friends Capital. If you were given different contact details, use these to check with the firm before going any further.
Is Friends Capital a scam or clone?
Friends Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Friends Capital?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Friends Capital to the Financial Ombudsman Service, free of charge.
Who owns Friends Capital?
Companies House lists 2 people with significant control of Friends Capital: Mr Paul Michael Collier (25–50% of shares) and Mr Paul Hancock (25–50% of shares).
Who runs Friends Capital?
Companies House lists one director of Friends Capital: Paul Michael Collier.
How long has Friends Capital been in business?
The company was formed on 19 February 2014, and has held its current FCA authorisation since March 2015.
What do Friends Capital’s latest accounts show?
Its latest accounts, to 28 February 2025, show total equity of £12.5k (no earlier figure to compare).
Does Friends Capital use any other names?
It trades as friendscapitalfinance.co.uk and Get-Financial-Advice. It has previously used 14 other names, including Bright Finance, fastbridgingfinance.co.uk and findyoualoan.co.uk.

Sources and links

The full report on Friends Capital Ltd

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