FRNT Financial UK Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 2 years
Your funds are protected by FSCS
No FCA actions
Active company since 2022
Accounts filed up to 30 June 2025
On its latest accounts it owed £38.8k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

frnt.io (opens in a new tab)
Phone number

+1 416 505 3362
Address

Unit 7a, Abbey Business Park, Monks Walk, Farnham, Surrey, GU9 8HT, United Kingdom

In the full report: 3 background checks

When frnt.io first appeared online, and whether it can receive email
What kind of line +1 416 505 3362 is
Who else gives the postcode GU9 8HT

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14235551 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 14 July 2022 (4 years old)
Registered office: 7a Abbey Business Park, Monks Walk, Farnham, Surrey, GU9 8HT, United Kingdom
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Stephane Ouellette	Director	Dec 1988	14 Jul 2022	None
William Nathan Chelton	Director	May 1980	1 Sep 2023	3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
closed down: 1
still active: 2

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 30 June 2025Abridged accountsNot audited

Total equity

−£38.8k

Down £10.9k from −£27.9k

Cash at bank

£20.9k

No earlier figure to compare

Employees (average)

2

+100% from 1

Owed within a year

£61.7k

+113% from £29.0k

Total equity is negative: on its last balance sheet the company owed £38.8k more than it owned.

Total equity

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14235551. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

FRNT Financial UK’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2024

10 September 2024

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2022

14 July 2022

Incorporated at Companies House
Frnt Financial Inc took control (75–100% of shares)

Companies House

In the full report: all 8 events

All 8 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms connected to FRNT Financial UK

Other FCA-listed firms that share a director, phone number or address with FRNT Financial UK. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like FRNT Financial UK

Other firms of the same type (financial adviser), nearest first.

In Farnham

Charles Dickson Financial Planning LLPFarnhamAuthorised Face 2 Face Financial LtdFarnhamAuthorised Financial Profiles LimitedFarnhamAuthorised Gordon MacLeodFarnhamAuthorised Grierson Dickens LimitedFarnhamAuthorised Harvey WickhamFarnhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FRNT Financial UK

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
All 8 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is FRNT Financial UK Limited FCA authorised?

Yes, FRNT Financial UK Limited (FRN 1011945) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2024 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is FRNT Financial UK’s phone number and website?

The FCA register lists the phone number +1 416 505 3362 and the website frnt.io for FRNT Financial UK. If you were given different contact details, use these to check with the firm before going any further.

Is FRNT Financial UK a scam or clone?

FRNT Financial UK is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with FRNT Financial UK?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about FRNT Financial UK to the Financial Ombudsman Service, free of charge.

Who owns FRNT Financial UK?

FRNT Financial UK is owned by Frnt Financial Inc, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 14 July 2022.

Who runs FRNT Financial UK?

Companies House lists 2 directors of FRNT Financial UK: Stephane Ouellette and William Nathan Chelton.

How long has FRNT Financial UK been in business?

The company was formed on 14 July 2022, and has held its current FCA authorisation since September 2024.

What do FRNT Financial UK’s latest accounts show?

Its latest accounts, to 30 June 2025, show total equity of −£38.8k (down £10.9k from −£27.9k) and cash at bank of £20.9k (no earlier figure to compare).