Fund Ourselves Limited

Limits on the record

• The Firm must cooperate with and use its best endeavours to assist any Proposed Administrators in connection with the proposed administration of the Firm, including by promptly providing all documents and/or information relating to the business of the Fir

  Proposed Administrators The Firm must cooperate with and use its best endeavours to assist any Proposed Administrators in connection with the proposed administration of the Firm, including by promptly providing all documents and/or information relating to the business of the Firm (including its prospective funding position) as they may request or may otherwise be material. For the avoidance of doubt, the FCA may consider the Firm to be in breach of Requirement 1 if any documents and/or information which may have been requested or may otherwise be material for the purpose of enabling the Proposed Administrators to issue their report on the proposed administration of the Firm have not been provided by Friday 18th July 2025. The Firm must provide to the FCA copies of all documents and/or information provided to the Proposed Administrators (save to the extent that these are subject to legal professional privilege) as follows: All such documents and/or information previously provided to the Proposed Administrators must be provided to the FCA within 48 hours of these Requirements taking effect. All such documents and/or information provided to the Proposed Administrators after these Requirements take effect must be provided to the FCA at the same time as they are provided to the Proposed Administrators. The Firm agrees that the Proposed Administrators may disclose and provide to the FCA copies of any documents and/or information provided to them by the Firm where the Firm is required to provide copies to the FCA pursuant to Requirement 3. Website communication The Firm must, by no later than Thursday 17 July 2025, ensure that clear, prominent and unambiguous messaging concerning its current operational status is displayed on the homepage of its website and any landing pages accessible to consumers. The messaging required by Requirement 8 must be approved in writing by the FCA before publication, and for this purpose the Firm must provide a draft to the FCA by close of business Tuesday 15 July 2025. Secure records The Firm must keep a schedule in Excel format (which must be provided to the FCA at any time upon request) showing: (i) all documents and/or information requested by the Proposed Administrators (ii) all documents and/or information provided to the Proposed Administrators, and (iii) the date(s) of request and/or provision. Definitions In these Requirements: “Proposed Administrators” means the individuals who have indicated that they will act as the Firm’s administrators in its proposed administration, and any other individuals who may assume that position, or any other individuals who may be appointed as administrators.

• VREQ for Imposition of Requirements (updated requirements to those effective 11 April 2025) - Part one

  Restriction on regulated activities 1. The Firm must not, without the prior written consent of the FCA: a) onboard any new customers; or b) facilitate any new arrangements for existing customers. Client assets restriction 2. The Firm must not, without the prior written consent of the FCA, in any way dispose of, withdraw or diminish the value of any assets and/or funds it holds for or to the order of its customers (“client assets”) (the “client assets restriction”). For the avoidance of doubt, the client assets restriction applies to any monies or other assets received from customers by the Firm in relation to existing arrangements. The Firm must ensure that all client assets are appropriately ringfenced in a designated client money account or accounts. For the avoidance of doubt, if this requires a transfer between accounts, this must be done with the prior written consent of the FCA. Firm own assets restriction 3. The Firm must not, without the prior written consent of the FCA, in any way dispose of, withdraw, transfer, deal with or diminish the value of any of its own assets and/or funds (whether in the United Kingdom or elsewhere) (the “own assets restriction”). 4. For the avoidance of doubt, the own assets restriction applies to any sale, transfer or disposal of the Firm’s client base in whole or in part. 5. The own assets restriction does not apply to monetary payments or the disposal of assets made by the Firm in the ordinary course of business, amounting to no more than £2,500, whether as a single transaction or a combination of related transactions. The following payments shall not be regarded as payments in the ordinary course of business: a) Payments of unusual or significant amounts to the Firm’s controllers, shareholders, directors, officers, employees or any connected persons. b) The making of any capital distribution. c) The making of any gift or loan by the Firm to any party. d) Payments made as part of any financial restructuring or reorganisation of its business (whether share or asset based). 6. The own assets restriction does not apply to: a) Payments of fees to the professional adviser appointed by the Firm in compliance with requirement 7. b) Any of the payments and/or transactions listed in Annex 1 to these Requirements, on the advice of the professional adviser appointed by the Firm in compliance with requirement 7. c) Usual and proper salary payments made by the Firm.

• VREQ for Imposition of Requirements (updated requirements to those effective 11 April 2025) - Part two

  Professional adviser 7. The Firm must, by 11am Friday 11 April 2025, engage an appropriately qualified professional adviser to assess its current financial position, whether it is insolvent under any grounds and, if not, whether it could become insolvent within the next six months. The Firm must seek and consider advice from the appointed adviser, as well as any other relevant professionals, including legal and financial advisers, to determine the most appropriate course of action in relation to its funding arrangements, financial obligations, and overall financial viability. The Firm must notify the FCA in advance of the appointment and provide regular updates on any material developments, including any recommendations received and actions taken in response. Notification requirements 8. Until notified in writing otherwise by the FCA, the Firm must provide: a) evidence of segregated client money requirement and segregated client money resource as at 5pm of Friday of each week to be provided no later than 5pm on the following Tuesday. b) evidence of Firm's cash at bank (e.g. electronic copy of bank statement), as at 5pm of Friday of each week to be provided no later than 5pm on the following Tuesday. The statement must show all transactions that occurred in the seven days prior. 9. The Firm must provide written confirmation to the FCA that it is in compliance with these Requirements by 11am Friday 11 April 2025 until such time as it is notified in writing by the FCA that it may cease to do so. Secure records 10. The Firm must secure and preserve all records and/or information (physical or electronic) relating to peer-to-peer investments and high-cost short-term credit loans from its systems in their original form, or in a copy proved to be identical to the source material. These must be retained in a form and at a location within the United Kingdom, to be notified to the FCA in writing by 11am Friday 11 April 2025, such that they can be provided to the FCA, or to a person named by the FCA, promptly on its request. Effective date 11. The Requirements in this application are to take immediate effect on their acceptance by the FCA and notification of such to the Firm by email. 12. The Requirements will stay in effect until the FCA is satisfied that they can be lifted.