Fundamental Capital Ltd

Reference number: 975143

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Fundamental Capital Ltd (FRN 975143) is an AR of Bizl Limited (FRN 784499). When you use Fundamental Capital's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Fundamental Capital, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07843 867877

  • Address

    59 Hillcroft Crescent, Ruislip, HA4 9HL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07843 867877 is
  • Who else gives the postcode HA4 9HL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • BIZL Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bizl Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 April 2020 (6 years old)
Registered office
Devonshire House, 582 Honeypot Lane, Stanmore, HA7 1JS, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Pratik Shah Director Sep 1990 6 Apr 2020 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£98.0k

+11% from £88.0k

Employees (average)

0

Same as 0

Owed within a year

£116k

+84% from £63.3k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12548364. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Fundamental Capital’s history from the FCA register and Companies House, newest first.

2022

4 May 2022

  • Became an appointed representative
  • Began trading as "BIZL"

FCA register

2020

6 April 2020

  • Incorporated at Companies House
  • Pratik Shah took control (75–100% of shares)
  • Pratik Shah appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Fundamental Capital

Other firms of the same type (credit broker), nearest first.

In Ruislip

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Fundamental Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 5 events in its history

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Frequently asked questions about this firm

Is Fundamental Capital Ltd FCA authorised?
Fundamental Capital Ltd (FRN 975143) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Fundamental Capital?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Fundamental Capital Ltd (FRN 975143) is an AR of Bizl Limited (FRN 784499). When you use Fundamental Capital's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Fundamental Capital, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Fundamental Capital’s phone number?
The FCA register lists the phone number 07843 867877 for Fundamental Capital. If you were given different contact details, use these to check with the firm before going any further.
Is Fundamental Capital a scam or clone?
Fundamental Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Fundamental Capital?
Protection works through Bizl Limited, the principal firm responsible for Fundamental Capital's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Fundamental Capital?
Companies House lists one person with significant control of Fundamental Capital: Mr Pratik Shah (75–100% of shares).
Who runs Fundamental Capital?
Companies House lists one director of Fundamental Capital: Pratik Shah.
How long has Fundamental Capital been in business?
The company was formed on 6 April 2020.
What do Fundamental Capital’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £98.0k (+11% from £88.0k).
Does Fundamental Capital use any other names?
It trades as BIZL.

Sources and links

The full report on Fundamental Capital Ltd

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