Funeral Safe Ltd

Reference number: 765110

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Authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7089 4713

  • Address

    Geoffrey Wayne Bouchier and Benjamin John Wiles, Kroll Advisory Ltd, The News Building, Level 6, 3 London Bridge Street, London, SE1 9SG, United Kingdom

In the full report: 2 background checks, 1 thing worth a closer look

  • What kind of line 020 7089 4713 is
  • Whether SE1 9SG is a shared office: 32 other firms give it
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Everstead Trading name
  • Everstead Advance Trading name
  • FSL Finance Trading name

Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (3 permissions)
  • Credit Broking
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in administration, but it is still authorised on the FCA register.
  • Accounts are overdue at Companies House.
  • This company has insolvency history on record.
Company number
09706369
Company status
Administration
Company type
Private limited company
Incorporated
28 July 2015 (11 years old)
Registered office
C/O Kroll Advisory Ltd The News Building, Level 6, 3 London Bridge Street, London, SE1 9SG
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Gomersall Director Jul 1967 24 Mar 2023 43 other companies
Clara Klainguti Director Jun 1980 20 Jun 2025 None
Alex Schmid Director Aug 1968 20 Jun 2025 None
Michael Bevan Director Jun 1980 14 Nov 2025 7 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
49
closed down
12
went insolvent
1

In the full report: all 49 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The one on the FCA register
  • The 1 company these 4 directors run together
  • All 11 people who have ever been directors, with their dates
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Filed accounts and finances

17 months to 31 December 2024Small company accountsAudited

Net assets

−£61.1k

−114% from £427k

Cash at bank

£933k

+575% from £138k

Employees (average)

16

+100% from 8

Owed within a year

£1.54m

+184% from £541k

Its next accounts are overdue at Companies House.

Net assets are negative: on its last balance sheet the company owed £61.1k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09706369. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Funeral Safe’s history from the FCA register and Companies House, newest first.

Key events (10) All events (33)

2025

20 June 2025

  • Alexander Schmid took control (75–100% of shares)

Companies House

2022

1 October 2022

  • Archil Bakuradze stopped being a part-owner
  • Robin Hyde-Chambers stopped being a part-owner

Companies House

2019

22 July 2019

  • Fredrick Rignold Hyde-Chambers stopped being a part-owner

Companies House

2017

19 April 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2016

1 July 2016

  • Archil Bakuradze became a part-owner (25–50% of shares)
  • Fredrick Rignold Hyde-Chambers became a part-owner (25–50% of shares)
  • Robin Hyde-Chambers became a part-owner (25–50% of shares)

Companies House

2015

28 July 2015

  • Incorporated at Companies House

Companies House

In the full report: all 33 events

  • All 33 events in its history (10 shown here)
  • Every director appointment and resignation: 18
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Firms connected to Funeral Safe

Other FCA-listed firms that share a director, phone number or address with Funeral Safe. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Funeral Safe

Other firms of the same type (lender), nearest first.

In London

Klarna Financial Services UK LimitedLondonAuthorisedAffirm U.K. LimitedLondonAuthorisedGlaxosmithkline Services UnlimitedLondonAuthorisedGoldsmiths University of LondonLondonAuthorisedPershing Securities LimitedLondonAuthorisedClydesdale Financial Services LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Funeral Safe

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 49 other companies its directors have run, named
  • 2 background checks on its contact details, 1 flagged
  • All 33 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Funeral Safe Ltd FCA authorised?
Yes, Funeral Safe Ltd (FRN 765110) is authorised by the FCA to carry out regulated activities. It is also in an insolvency process, under the control of insolvency practitioners, so deal with the appointed office holders rather than the firm. It has held its current authorisation since April 2017 and works as a lender. The FCA has placed no limits on its permissions.
What is Funeral Safe’s phone number?
The FCA register lists the phone number 020 7089 4713 for Funeral Safe. If you were given different contact details, use these to check with the firm before going any further.
Is Funeral Safe a scam or clone?
Funeral Safe is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Funeral Safe?
Funeral Safe is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who owns Funeral Safe?
Companies House lists one person with significant control of Funeral Safe: Mr Alexander Schmid (75–100% of shares). Before that, it was controlled by Mr Fredrick Rignold Hyde-Chambers, Mr Robin Hyde-Chambers and Mr Archil Bakuradze.
Who runs Funeral Safe?
Companies House lists 4 directors of Funeral Safe: Richard Gomersall, Clara Klainguti, Alex Schmid and Michael Bevan.
How long has Funeral Safe been in business?
The company was formed on 28 July 2015. Companies House now lists it as administration.
What do Funeral Safe’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of −£61.1k (−114% from £427k) and cash at bank of £933k (+575% from £138k). Its accounts are overdue at Companies House.
Does Funeral Safe use any other names?
It trades as Everstead, Everstead Advance and FSL Finance.

Sources and links

The full report on Funeral Safe Ltd

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