Furrows Limited

Reference number: 507713

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Furrows Limited (FRN 507713) is an AR of Assurity Solutions Ltd (FRN 517510). When you use Furrows's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Furrows, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01743 454444

  • Address

    The Shrewsbury Garage, Benbow Business Park, Harlescott Lane, Shrewsbury, Shropshire, SY1 3EQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01743 454444 is
  • Who else gives the postcode SY1 3EQ
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Furrows Oswestry Trading name: A name it trades under now.
  • Furrows Shrewsbury Trading name: A name it trades under now.
  • Furrows Telford Trading name: A name it trades under now.
  • Furrows Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Assurity Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 March 1918 (108 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)

Directors and company secretaries

Name Role Born Appointed Other companies
David Charles Farthing Director Jan 1966 4 Feb 2016 6 other companies
Nic Coward Director Feb 1966 30 Apr 2016 1 other company
Wayne Edward Downey Director Feb 1968 22 Oct 2018 1 other company
Neil Jonathan Burgess Director Dec 1967 2 Jan 2022 4 other companies
Anthony Frost Director Jun 1972 2 Jan 2022 None
Neil Burgess Secretary Not published 1 Oct 2020 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
2
is FCA-registered
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 2 companies these 5 directors run together
  • All 16 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Turnover

£121.2m

+9.3% from £110.9m

Profit before tax

£3.94m

+53% from £2.58m

Total equity

£10.6m

−13% from £12.1m

Cash at bank

£1.27m

+59% from £799k

Turnover and profit

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 00149772. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Furrows’s history from the FCA register and Companies House, newest first.

2025

2 April 2025

  • Propcow2024 Limited gave up control
  • Tradecow2024 Limited took control (75–100% of shares)

Companies House

1 April 2025

  • Furrows Holdings Limited gave up control
  • Propcow2024 Limited took control (75–100% of shares)

Companies House

2017

1 November 2017

  • Furrows Holdings Limited took control (75–100% of shares)
  • Nic Coward stopped being a part-owner

Companies House

2016

30 June 2016

  • Nic Coward became a part-owner (25–50% of shares)

Companies House

2015

27 February 2015

  • Changed its registered name from "Furrows Ltd"

FCA register

2009

1 October 2009

  • Became an appointed representative

FCA register

1918

4 March 1918

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (10 shown here)
  • Every director appointment and resignation: 22
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Firms connected to Furrows

Other FCA-listed firms that share a director, phone number or address with Furrows. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on Furrows

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 35 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Furrows Limited FCA authorised?
Furrows Limited (FRN 507713) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Furrows?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Furrows Limited (FRN 507713) is an AR of Assurity Solutions Ltd (FRN 517510). When you use Furrows's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Furrows, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Furrows’ phone number?
The FCA register lists the phone number 01743 454444 for Furrows. If you were given different contact details, use these to check with the firm before going any further.
Is Furrows a scam or clone?
Furrows is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Furrows?
Protection works through Assurity Solutions Ltd, the principal firm responsible for Furrows's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Furrows?
Furrows is owned by Tradecow2024 Limited, which holds 75–100% of shares and 75–100% of votes, since 2 April 2025. Before that, it was controlled by Propcow2024 Limited, Mr Nic Coward and Furrows Holdings Limited.
Who runs Furrows?
Companies House lists 5 directors of Furrows: David Charles Farthing, Nic Coward, Wayne Edward Downey, Neil Jonathan Burgess and Anthony Frost.
How long has Furrows been in business?
The company was formed on 4 March 1918.
What do Furrows’ latest accounts show?
Its latest accounts, to 31 December 2025, show turnover of £121.2m (+9.3% from £110.9m) and profit before tax of £3.94m (+53% from £2.58m).
Does Furrows use any other names?
It trades as Furrows Oswestry, Furrows Shrewsbury and Furrows Telford. It has previously used the name Furrows Ltd.

Sources and links

The full report on Furrows Limited

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