Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Crescent House, Crescent Road, Worthing, West Sussex, BN11 1RN, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When futurafs.com first appeared online, and whether it can receive email
- What kind of line 01903 946968 is, and the other firm that gives it
- Who else gives the postcode BN11 1RN
Other names (12)
If you were contacted under any of these names, it is this firm.
- Bulley Davey Wealth Management Trading name: A name it trades under now.
- Futura7 Trading name: A name it trades under now.
- HBD Wealth Management Trading name: A name it trades under now.
- IFA World Trading name: A name it trades under now.
- Milne Pension & Investment Management Trading name: A name it trades under now.
- Prosperity Financial Solutions Trading name: A name it trades under now.
- Stephen Baker Financial Consultants Trading name: A name it trades under now.
- Stephen Baker Financial Consultants Ltd Former name: A name it was registered under before.
- Futura Mortgage and Protect Former trading name: A name it used to trade under.
- Later Life Advisors Former trading name: A name it used to trade under.
- Milne Pensions & Investments Managment Former trading name: A name it used to trade under.
- Steve Baker Financial Consultants Former trading name: A name it used to trade under.
Warning
Scammers have impersonated this firm
Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.
Fake websites (1)
- futurawmltd.com
The FCA warning these came from
- FUTURAWM Ltd 20 May 2025
Scammers change these details often. Always check the live FCA warning.
FCA permissions and consumer protection
- Hold or safeguard your money · Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Advise on or arrange mortgages FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL Advisor
- Acting as a CBTL arranger
- Acting as a CBTL Arranger
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on Pension Transfers and Pension Opt Outs
- Advising on regulated mortgage contracts
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Arranging safeguarding and administration of assets
- Credit Broking
- Debt-counselling
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
The clone warnings above are scammers using this firm's name, not something the firm has done.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 05667226 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 5 January 2006 (20 years old)
- Registered office
- Crescent House,, Crescent Road, Worthing, West Sussex, BN11 1RN, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul Michael Ollerton | Director | Apr 1973 | 3 Aug 2022 | 40 other companies |
| Francisco Lucas Mendoza | Director | Apr 1966 | 1 Jan 2025 | 4 other companies |
| Godfrey Lawrence Ryan | Director | Dec 1975 | 18 May 2026 | 6 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 43
- closed down
- 9
- went insolvent
- 1
In the full report: all 43 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The one that went into liquidation or administration
- The 5 on the FCA register
- The 4 companies these 3 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£286k
+204% from £93.9k
Cash at bank
£414k
+215% from £132k
Employees (average)
43
+378% from 9
Owed within a year
£346k
+57% from £220k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2020 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 05667226. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Futura Wealth Management’s history from the FCA register and Companies House, newest first.
2025
20 May 2025
- FCA warned the public about a scam impersonating this firm
FCA warning list
2023
23 May 2023
- Stephen Baker stopped being a part-owner
Companies House
2022
9 August 2022
- Changed its registered name from "Stephen Baker Financial Consultants Ltd"
FCA register
3 August 2022
- Futura Financial Services Group Ltd took control (75–100% of shares)
- Theresa Katherine Baker stopped being a part-owner
Companies House
2016
30 June 2016
- Stephen Baker became a part-owner (25–50% of shares)
- Theresa Katherine Baker became a part-owner (25–50% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2010
1 April 2010
- Became authorised by the FCA
FCA register
15 March 2010
- Regulated by the Financial Services Authority from this date
FCA register
2006
5 January 2006
- Incorporated at Companies House
Companies House
In the full report: all 36 events
- All 36 events in its history (11 shown here)
- Every director appointment and resignation: 7
Firms connected to Futura Wealth Management
Other FCA-listed firms that share a director, phone number or address with Futura Wealth Management. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 6
- share a director
- 4
- share its phone number
- 1
In the full report: all 6 connected firms, named
- How each is linked: shared directors (4), the same phone number (1), the same postcode (3)
- Who links each one: the named directors, with dates
Firms like Futura Wealth Management
Other firms of the same type (financial adviser), nearest first.
In Worthing
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Futura Wealth Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 43 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 5 years of accounts, charted
- All 36 events in its history
- 6 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Futura Wealth Management’s latest accounts show?
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- FCA warning: FUTURAWM Ltd fca.org.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk