Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £6,319 more than it owned
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- FUTURE FOCUSED MORTGAGES & PROTECTION LTD (FRN 1023390) is an AR of The Right Mortgage Limited (FRN 649443). When you use FUTURE FOCUSED MORTGAGES & PROTECTION's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from FUTURE FOCUSED MORTGAGES & PROTECTION, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Collar Factory, 112 St. Augustine Street, Taunton, Somerset, TA1 1QN, United Kingdom
In the full report: 2 background checks
- What kind of line 01823 774476 is
- Who else gives the postcode TA1 1QN
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15973866 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 September 2024 (2 years old)
- Registered office
- Collar Factory, 112 St. Augustine Street, Taunton, Somerset, TA1 1QN, England
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Richard Thomas Davis | Director | Jul 1981 | 23 Sep 2024 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£6,319
No earlier figure to compare
Employees (average)
1
No earlier figure to compare
Owed within a year
£7,321
No earlier figure to compare
Net assets are negative: on its last balance sheet the company owed £6,319 more than it owned.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15973866. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Future Focused Mortgages & Protection’s history from the FCA register and Companies House, newest first.
2025
8 January 2025
- Became an appointed representative
FCA register
2024
23 September 2024
- Incorporated at Companies House
- Richard Thomas Davis took control (75–100% of shares)
- Richard Thomas Davis appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Future Focused Mortgages & Protection
Other FCA-listed firms that share a director, phone number or address with Future Focused Mortgages & Protection. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Future Focused Mortgages & Protection
Other firms of the same type (insurance broker), nearest first.
In Taunton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Future Focused Mortgages & Protection
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- All 4 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Future Focused Mortgages & Protection Ltd FCA authorised?
What does appointed representative mean for Future Focused Mortgages & Protection?
What is Future Focused Mortgages & Protection’s phone number?
Is Future Focused Mortgages & Protection a scam or clone?
Is my money safe with Future Focused Mortgages & Protection?
Who owns Future Focused Mortgages & Protection?
Who runs Future Focused Mortgages & Protection?
How long has Future Focused Mortgages & Protection been in business?
What do Future Focused Mortgages & Protection’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk