Future Start Independent Financial Planning Limited

Reference number: 1026470

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Acts as a payment agent

This firm does not hold FCA authorisation of its own, and acts as a payment agent under another firm's authorisation.

This is one of the company's FCA records. It separately holds full FCA authorisation under FRN 736240 →.

Responsible principal firm

Moneyinfo Limited Reference number: 806043 Registered View firm →

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When futurestartfinancialplanning.com first appeared online, and whether it can receive email
  • What kind of line 01923 909339 is
  • Who else gives the postcode WD24 4QP
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Past FCA permissions and consumer protection

  • Protection works through the principal
    This firm acts as an agent of an authorised payment or e-money firm rather than holding its own authorisation. FSCS does not protect money held by an agent. Funds should be safeguarded by the principal, and the Financial Ombudsman Service may still be able to look at a complaint.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09048509
Company status
Active
Company type
Private limited company
Incorporated
20 May 2014 (12 years old)
Registered office
Oak House, Reeds Crescent, Watford, Herts, WD24 4QP, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jonathan Willis Director Jan 1980 20 May 2014 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£53.8k

+127% from £23.7k

Owed within a year

£30.8k

+7.9% from £28.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09048509. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2025

28 January 2025

  • Status on the FCA register became "PSD Agent"

FCA register

2016

6 April 2016

  • Jonathan Willis took control (75–100% of shares)

Companies House

2014

20 May 2014

  • Incorporated at Companies House

Companies House

In the full report: all 6 events

  • All 6 events in its history (3 shown here)
  • Every director appointment and resignation: 3
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Future Start Independent Financial Planning Limited FCA authorised?
Future Start Independent Financial Planning Limited (FRN 1026470) is on the FCA register as an agent of an authorised payment or e-money firm. It does not hold its own authorisation: it acts under the principal's, and the principal is responsible for the money.
What is Future Start Independent Financial Planning’s phone number and website?
The FCA register lists the phone number 01923 909339 and the website futurestartfinancialplanning.com for Future Start Independent Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Future Start Independent Financial Planning a scam or clone?
Future Start Independent Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Future Start Independent Financial Planning?
Future Start Independent Financial Planning is an agent, so it does not hold its own FCA authorisation and FSCS does not protect money held by an agent. Your money should be safeguarded by the authorised firm it acts for. You can still refer a complaint to the Financial Ombudsman Service, which may be able to look at it.
Who owns Future Start Independent Financial Planning?
Companies House lists one person with significant control of Future Start Independent Financial Planning: Mr Jonathan Willis (75–100% of shares).
Who runs Future Start Independent Financial Planning?
Companies House lists one director of Future Start Independent Financial Planning: Jonathan Willis.
How long has Future Start Independent Financial Planning been in business?
The company was formed on 20 May 2014.
What do Future Start Independent Financial Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £53.8k (+127% from £23.7k).

Sources and links

The full report on Future Start Independent Financial Planning Limited

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