Futures Assured Limited

Reference number: 441384

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When futuresassured.co.uk first appeared online, and whether it can receive email
  • What kind of line 0114 242 1818 is
  • Who else gives the postcode S9 3QS
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04534970
Company status
Active
Company type
Private limited company
Incorporated
13 September 2002 (24 years old)
Registered office
Units 8 And 9 The John Banner Centre, 620 Attercliffe Road, Sheffield, S9 3QS, England
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
James Paul Lawton Director Dec 1982 4 Nov 2024 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 1 November 2025Small company accountsNot audited

Net assets

£130k

+363% from £28.1k

Cash at bank

£166k

Up £158k from £8,473

Employees (average)

7

−22% from 9

Owed within a year

£59.9k

+797% from £6,679

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04534970. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Futures Assured’s history from the FCA register and Companies House, newest first.

Key events (10) All events (18)

2024

4 November 2024

  • Board replaced: both directors left and a new director took over
  • James Paul Lawton took control (75–100% of shares)
  • Sharon Bonell stopped being a part-owner
  • Steven Peter Bonell stopped being the majority owner

Companies House

2016

6 April 2016

  • Sharon Bonell became a part-owner (25–50% of shares)
  • Steven Peter Bonell became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

3 January 2006

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2002

13 September 2002

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (10 shown here)
  • Every director appointment and resignation: 5
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Firms like Futures Assured

Other firms of the same type (financial adviser), nearest first.

In Sheffield

Abacus Portfolio Management LimitedSheffieldAuthorisedABM Financial Management LimitedSheffieldAuthorisedAlan RobinsonSheffieldAuthorisedAlan ThompsonSheffieldAuthorisedAZW Consulting LtdSheffieldAuthorisedBFS Wealth and Protection LtdSheffieldAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Futures Assured

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 18 events in its history

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Frequently asked questions about this firm

Is Futures Assured Limited FCA authorised?
Yes, Futures Assured Limited (FRN 441384) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2006 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Futures Assured’s phone number and website?
The FCA register lists the phone number 0114 242 1818 and the website futuresassured.co.uk for Futures Assured. If you were given different contact details, use these to check with the firm before going any further.
Is Futures Assured a scam or clone?
Futures Assured is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Futures Assured?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Futures Assured to the Financial Ombudsman Service, free of charge.
Who owns Futures Assured?
Companies House lists one person with significant control of Futures Assured: Mr James Paul Lawton (75–100% of shares). Before that, it was controlled by Mrs Sharon Bonell and Mr Steven Peter Bonell.
Who runs Futures Assured?
Companies House lists one director of Futures Assured: James Paul Lawton.
How long has Futures Assured been in business?
The company was formed on 13 September 2002, and has held its current FCA authorisation since January 2006.
What do Futures Assured’s latest accounts show?
Its latest accounts, to 1 November 2025, show net assets of £130k (+363% from £28.1k) and cash at bank of £166k (up £158k from £8,473).

Sources and links

The full report on Futures Assured Limited

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