Futurewise Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 5 years
Your funds are protected by FSCS
No FCA actions
Active company since 2020
Accounts filed up to 30 June 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

futurewiseltd.com (opens in a new tab)
Phone number

07912 581834
Address

Futurewise Services Limited, Unit 1, Bellview Court, 183 Hanworth Road, Hounslow, TW3 3TT, United Kingdom

In the full report: 3 background checks

When futurewiseltd.com first appeared online, and whether it can receive email
What kind of line 07912 581834 is
Who else gives the postcode TW3 3TT

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (9 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Dealing in investments as agent
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

Limits on what they may do

Not hold and not control client money

The firm cannot hold or control client money.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12692577 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 23 June 2020 (6 years old)
Registered office: Unit 1 Bellview Court, Hanworth Road, Hounslow, TW3 3TQ, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)
Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Karthik Reddy Venkatapuram	Director	Apr 1981	23 Jun 2020	3 other companies
Pearl Fernandes	Director	Oct 1980	27 Jul 2020	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
still active: 3
run together: 1

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 1 company these 2 directors run together

Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Total equity

£62.8k

No earlier figure to compare

Employees (average)

0

Same as 0

Owed within a year

£3,230

+16% from £2,782

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2021 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12692577. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Futurewise Services’s history from the FCA register and Companies House, newest first.

Key events (6) All events (10)

2026

10 September 2026

FCA imposed a requirement (Not hold and not control client money)

FCA register

2020

26 October 2020

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

3 August 2020

Pearl Fernandes became a part-owner (25–50% of shares)

Companies House

23 June 2020

Incorporated at Companies House
Karthik Reddy Venkatapuram became a part-owner (25–50% of shares)

Companies House

In the full report: all 10 events

All 10 events in its history (6 shown here)
Every director appointment and resignation: 2

Firms like Futurewise Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hounslow

Autoleaseplan LtdHounslowAuthorised Globe Property Services LimitedHounslowAuthorised Harbans RoopraiHounslowAuthorised Henry CostaHounslowAuthorised Ian Douglas WordinghamHounslowAuthorised Jaadi LimitedHounslowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Futurewise Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 10 events in its history

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Frequently asked questions about this firm

Is Futurewise Services Limited FCA authorised?

Yes, Futurewise Services Limited (FRN 932341) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2020 and works as a mortgage adviser or broker. The FCA has placed a limit on what it may do.

What is Futurewise Services’ phone number and website?

The FCA register lists the phone number 07912 581834 and the website futurewiseltd.com for Futurewise Services. If you were given different contact details, use these to check with the firm before going any further.

Is Futurewise Services a scam or clone?

Futurewise Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Futurewise Services?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Futurewise Services to the Financial Ombudsman Service, free of charge.

Who owns Futurewise Services?

Companies House lists 2 people with significant control of Futurewise Services: Mr Karthik Reddy Venkatapuram (25–50% of shares) and Miss Pearl Fernandes (25–50% of shares).

Who runs Futurewise Services?

Companies House lists 2 directors of Futurewise Services: Karthik Reddy Venkatapuram and Pearl Fernandes.

How long has Futurewise Services been in business?

The company was formed on 23 June 2020, and has held its current FCA authorisation since October 2020.

What do Futurewise Services’ latest accounts show?

Its latest accounts, to 30 June 2025, show total equity of £62.8k (no earlier figure to compare).