FUW Insurance Services Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 12 years
Your funds are protected by FSCS
No FCA actions
Active company since 2012
Accounts filed up to 31 March 2026

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

fuwinsurance.co.uk/about (opens in a new tab)
Phone number

01970 820820
Address

Llys Amaeth, Plas Gogerddan, Penrhyncoch, Aberystwyth, SY23 3BT, United Kingdom

In the full report: 3 background checks

When fuwinsurance.co.uk first appeared online, and whether it can receive email
What kind of line 01970 820820 is
Who else gives the postcode SY23 3BT

Other names (9)

If you were contacted under any of these names, it is this firm.

Farmers Union of Wales Insurance Services Trading name: A name it trades under now.
FUW Commercial Trading name: A name it trades under now.
FUW Insurance Trading name: A name it trades under now.
Gwasanaethau Yswiriant FUW Trading name: A name it trades under now.
Gwasanaethau Yswiriant UAC Trading name: A name it trades under now.
Gwasanethau Yswiriant Undeb Amaethwyr Cymru Trading name: A name it trades under now.
Yswiriant FUW Trading name: A name it trades under now.
FUW 2 Limited Former name: A name it was registered under before.
Ritesure Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Hold or safeguard your money · Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (6 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 07981993 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 8 March 2012 (14 years old)
Registered office: Llys Amaeth, Plas Gogerddan, Aberystwyth, Ceredigion, SY23 3BT
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Roger Ernest Van Praet	Director	Jan 1959	8 Mar 2012	None
Ann Beynon	Director	Apr 1953	27 Jan 2017	12 other companies
Simon Andrew Longworth	Director	Apr 1972	2 Apr 2018	None
Guto Ap Owain Bebb	Director	Oct 1968	6 Apr 2020	2 other companies
Louise Hazel Coulton	Director	Jul 1976	18 Feb 2021	12 other companies
David Thomas Miles	Director	Jan 1966	5 Sep 2023	6 other companies
Emily Kate Williams-Davies	Director	Jul 1988	23 Oct 2023	None
Karen Dawn Royles	Director	Nov 1984	28 Oct 2024	None
Paul Jameson	Director	Feb 1982	31 Oct 2025	None

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 31
closed down: 7
are FCA-registered: 2

In the full report: all 31 companies, named

What each company does, and whether it is still trading
Which of these 9 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 on the FCA register
The 1 company these 9 directors run together
All 18 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2026Full accountsAudited

Turnover

£6.44m

+6.7% from £6.03m

Profit before tax

£1.09m

−8.1% from £1.19m

Net assets

£1.91m

+14% from £1.67m

Cash at bank

£4.21m

+12% from £3.75m

Turnover and profit

In the full report: all 8 years of accounts

Every year from 2019 to 2026
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07981993. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

FUW Insurance Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (44)

2018

31 March 2018

Uac Cyf. Fuw Ltd. took control (75–100% of shares)

Companies House

2014

9 May 2014

Changed its registered name from "FUW 2 Limited"

FCA register

1 May 2014

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2012

8 March 2012

Incorporated at Companies House

Companies House

In the full report: all 44 events

All 44 events in its history (5 shown here)
Every director appointment and resignation: 27

Firms connected to FUW Insurance Services

Other FCA-listed firms that share a director, phone number or address with FUW Insurance Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
past link: 1

In the full report: the connected firm, named

How it is linked: shared directors (1)
Who links it to this firm: the named directors, with dates
1 past link through former directors

Firms like FUW Insurance Services

Other firms of the same type (insurance broker), nearest first.

In the Shrewsbury (SY) postcode area

Balfours Limited Liability PartnershipShrewsburyAuthorised Broker Business Direct LtdShropshireAuthorised Collingwood Richardson And Co LimitedShrewsburyAuthorised Cox Mahon LimitedShrewsburyAuthorised Denis HoganWhitchurchAuthorised Farmsure Underwriters LimitedShrewsburyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on FUW Insurance Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

31 other companies its directors have run, named
3 background checks on its contact details
8 years of accounts, charted
All 44 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is FUW Insurance Services Limited FCA authorised?

Yes, FUW Insurance Services Limited (FRN 615251) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2014 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is FUW Insurance Services’ phone number and website?

The FCA register lists the phone number 01970 820820 and the website fuwinsurance.co.uk/about for FUW Insurance Services. If you were given different contact details, use these to check with the firm before going any further.

Is FUW Insurance Services a scam or clone?

FUW Insurance Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with FUW Insurance Services?

It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about FUW Insurance Services to the Financial Ombudsman Service, free of charge.

Who owns FUW Insurance Services?

FUW Insurance Services is owned by Uac Cyf. Fuw Ltd., which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 March 2018.

Who runs FUW Insurance Services?

Companies House lists 9 directors of FUW Insurance Services: Roger Ernest Van Praet, Ann Beynon, Simon Andrew Longworth, Guto Ap Owain Bebb, Louise Hazel Coulton, David Thomas Miles and 3 more.

How long has FUW Insurance Services been in business?

The company was formed on 8 March 2012, and has held its current FCA authorisation since May 2014.

What do FUW Insurance Services’ latest accounts show?

Its latest accounts, to 31 March 2026, show turnover of £6.44m (+6.7% from £6.03m) and profit before tax of £1.09m (−8.1% from £1.19m).

Does FUW Insurance Services use any other names?

It trades as Farmers Union of Wales Insurance Services, FUW Commercial, FUW Insurance, Gwasanaethau Yswiriant FUW and Gwasanaethau Yswiriant UAC, and 2 more names. It has previously used 2 other names: FUW 2 Limited and Ritesure.