Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 7 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 28 February 2025
- On its latest accounts it owed £40.9k more than it owned
Responsible principal firm
First Vehicle Finance Ltd Reference number: 669990 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- FVF Cheshire Ltd (FRN 841175) is an AR of First Vehicle Finance Ltd (FRN 669990). When you use FVF Cheshire's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from FVF Cheshire, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
23 Dovestones, Great Sankey, Warrington, Cheshire, WA5 3US, United Kingdom
In the full report: 2 background checks
- What kind of line 07722 948605 is
- Who else gives the postcode WA5 3US
FCA permissions and consumer protection
- Protection through the principal firmProtection works through First Vehicle Finance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- FVF CHESHIRE LIMITED
- Company number
- 11845071 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 February 2019 (7 years old)
- Registered office
- 171 Duke Street, St. Helens, WA10 2JH
- Nature of business
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- Renting and leasing of cars and light motor vehicles (SIC 77110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David William Hind | Director | Jan 1968 | 25 Feb 2019 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£40.9k
Down £8,826 from −£32.1k
Employees (average)
1
Same as 1
Owed within a year
£40.3k
+18% from £34.3k
Net assets are negative: on its last balance sheet the company owed £40.9k more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11845071. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
FVF Cheshire’s history from the FCA register and Companies House, newest first.
2019
1 May 2019
- Became an appointed representative
FCA register
25 February 2019
- Incorporated at Companies House
- David William Hind took control (75–100% of shares)
- David William Hind appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Get the full report on FVF Cheshire
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 4 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk