Fwrd UK Limited
Reference number: 1051670
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Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
Responsible principal firm
Affirm U.K. Limited Reference number: 756087 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- FWRD UK LIMITED (FRN 1051670) introduces customers to Affirm U.K. Limited (FRN 756087). Any regulated advice or arranging is done by the principal, not FWRD UK.
- Example: if FWRD UK refers you to a financial adviser, the advice should come from the principal firm, not from FWRD UK itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
CURO HOUSE GREENBOX, STOKE PRIOR, BROMSGROVE, WORCESTERSHIRE, B60 4AL, United Kingdom
In the full report: 3 background checks
- When fwrd.com first appeared online, and whether it can receive email
- What kind of line 05622 505969 is
- Who else gives the postcode B60 4AL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Affirm U.K. Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11082407 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 27 November 2017 (8 years old)
- Registered office
- Curo House Greenbox, Stoke Prior, Bromsgrove, Worcestershire, B60 4AL, United Kingdom
- Nature of business
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- Retail sale via mail order houses or via Internet (SIC 47910)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Theodore Karanikolas | Director | May 1978 | 27 Nov 2017 | 1 other company |
| Michael Charles Mente | Director | Sep 1980 | 27 Nov 2017 | 1 other company |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
- is FCA-registered
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 1 company these 2 directors run together
Key dates in its history
Fwrd UK’s history from the FCA register and Companies House, newest first.
2026
17 March 2026
- Became an introducer appointed representative
FCA register
2017
27 November 2017
- Incorporated at Companies House
- Michael Charles Mente became a part-owner (25–50% of shares)
- Michael Theodore Karanikolas became a part-owner (25–50% of shares)
- Michael Charles Mente appointed as a director
- Michael Theodore Karanikolas appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Fwrd UK
Other FCA-listed firms that share a director, phone number or address with Fwrd UK. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Fwrd UK
Other firms of the same type (retailer), nearest first.
In Bromsgrove
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Fwrd UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 3 background checks on its contact details
- All 6 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk