G&C Financial Services Limited

Reference number: 226960

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • G&C Financial Services Limited (FRN 226960) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use G&C Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from G&C Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gandcfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01329 236590 is
  • Who else gives the postcode PO16 7AN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04710291
Company status
Active
Company type
Private limited company
Incorporated
25 March 2003 (23 years old)
Registered office
6a High Street, Fareham, Hampshire, PO16 7AN
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy Travers Geoghegan Director May 1969 1 Apr 2003 3 other companies
Anne Marie Geoghegan Director Sep 1969 22 Sep 2023 None
Timothy Travers Geoghegan Secretary Not published 1 Apr 2003 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Micro-entity accountsNot audited

Net assets

£8,116

Up £95.1k from −£87.0k

Employees (average)

6

Same as 6

Owed within a year

£115k

−53% from £246k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04710291. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

G&C Financial Services’s history from the FCA register and Companies House, newest first.

Key events (7) All events (11)

2024

30 August 2024

  • Anne Marie Geoghegan became a part-owner (25–50% of shares)

Companies House

2023

22 September 2023

  • Daniel Mark Cawthorne stopped being a part-owner

Companies House

2021

25 October 2021

  • Changed its registered name from "G & C Financial Services Limited"

FCA register

2016

11 July 2016

  • Daniel Mark Cawthorne became a part-owner (25–50% of shares)
  • Timothy Travers Geoghegan became a part-owner (25–50% of shares)

Companies House

2003

28 July 2003

  • Became an appointed representative

FCA register

25 March 2003

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (7 shown here)
  • Every director appointment and resignation: 4
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Firms connected to G&C Financial Services

Other FCA-listed firms that share a director, phone number or address with G&C Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like G&C Financial Services

Other firms of the same type (financial adviser), nearest first.

In Fareham

Abbotstone Financial Solutions LLPFarehamAppointed representativeAdam BirchallFarehamAppointed representativeChester Rose (Hampshire) LimitedFarehamAppointed representativeChewton Wealth Management LimitedFarehamAppointed representativeChris Hills Financial Consultancy LtdFarehamAppointed representativeChristopher Ian LondonFarehamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on G&C Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is G&C Financial Services Limited FCA authorised?
G&C Financial Services Limited (FRN 226960) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for G&C Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. G&C Financial Services Limited (FRN 226960) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use G&C Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from G&C Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is G&C Financial Services’ phone number and website?
The FCA register lists the phone number 01329 236590 and the website gandcfinancial.co.uk for G&C Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is G&C Financial Services a scam or clone?
G&C Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with G&C Financial Services?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for G&C Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns G&C Financial Services?
Companies House lists 2 people with significant control of G&C Financial Services: Mrs Anne Marie Geoghegan (25–50% of shares) and Mr Timothy Travers Geoghegan (25–50% of shares). Before that, it was controlled by Mr Daniel Mark Cawthorne.
Who runs G&C Financial Services?
Companies House lists 2 directors of G&C Financial Services: Timothy Travers Geoghegan and Anne Marie Geoghegan.
How long has G&C Financial Services been in business?
The company was formed on 25 March 2003.
What do G&C Financial Services’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £8,116 (up £95.1k from −£87.0k).

Sources and links

The full report on G&C Financial Services Limited

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