Gaheez Ltd

Reference number: 812745

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gaheez.co.uk first appeared online, and whether it can receive email
  • What kind of line 07853 553334 is
  • Who else gives the postcode HA3 5RN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Bahar Exchange Ltd Former name
  • BMT Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

Limits on what they may do

  • Restriction on payment services
    The Firm must not, without the prior written consent of the Authority, carry out any payment services for which it is registered with the Authority pursuant to Part 2 of the Payment Services Regulations 2017 (“PSRs”). Those payment services are: a. Money remittance, as defined in the PSRs.
  • Restriction on new payment service users
    The Firm must not onboard or register any new payment service users (“PSUs”) or agents.
  • Payment of liabilities
    By 16 May 2025, the Firm must pay all liabilities owed to any existing PSUs. Unless instructed otherwise by the relevant PSU, the Firm must make the payment to the same payment account the PSU (or a third party on the PSU’s behalf) used to transfer the funds to the Firm.
  • Retention and notification requirements
    The Firm must by 19 May 2025 notify all PSUs, customers and agents in writing that it has ceased providing payment services and of the imposition and effect of the Requirements in a form to be agreed in advance with the Authority. If the Firm has a website it must, by 19 May 2025, publish in a prominent place on its website a notice setting out that it has ceased providing payment services and of the imposition and effect of the Requirements in a form to be agreed in advance with the Authority. The Firm must provide to the Authority in writing by 19 May 2025: a) Confirmation that it has ceased providing payment services; b) Confirmation that it is in compliance with these Requirements; and c) A statement to evidence the payment of liabilities to PSUs. The Firm must secure and preserve all records and/or information (physical or electronic) relating to payment services in their original form, or in a copy provided it is identical to the source material. These must be retained in a form and at a location within the United Kingdom, to be notified to the Authority in writing by 19 May 2025, such that they can be provided to the Authority, or to a person named by the Authority, promptly on its request.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11207458
Company status
Active
Company type
Private limited company
Incorporated
15 February 2018 (8 years old)
Registered office
Winsor And Newton Building Suite 10, Whitefriars Avenue, Harrow, HA3 5RN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Abdul Matin Omary Director May 1981 15 Feb 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

−£2,790

Down £480 from −£2,310

Employees (average)

2

Same as 2

Owed within a year

£9,826

−5.4% from £10.4k

Net assets are negative: on its last balance sheet the company owed £2,790 more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11207458. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gaheez’s history from the FCA register and Companies House, newest first.

Key events (13) All events (18)

2025

12 May 2025

  • FCA imposed a requirement (Payment of liabilities)
  • FCA imposed a requirement (Restriction on new payment service users)
  • FCA imposed a requirement (Restriction on payment services)
  • FCA imposed a requirement (Retention and notification requirements)

FCA register

2023

10 January 2023

  • Abdul Matin Omary took control (75–100% of shares)
  • Mumtaz Mohammed Reza gave up control

Companies House

2022

26 August 2022

  • Abdul Mateen M Ali gave up control

Companies House

25 August 2022

  • Mumtaz Mohammed Reza took control (75–100% of shares)

Companies House

2021

31 May 2021

  • Changed its registered name from "Bahar Exchange Ltd"

FCA register

2018

18 October 2018

  • Registered as a small payment institution

FCA register

2 July 2018

  • Regulated by the FCA from this date

FCA register

15 February 2018

  • Incorporated at Companies House
  • Abdul Mateen M Ali took control (75–100% of shares)

Companies House

In the full report: all 18 events

  • All 18 events in its history (13 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Gaheez

Other FCA-listed firms that share a director, phone number or address with Gaheez. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
no longer authorised
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Gaheez

Other firms of the same type (payment or money transfer firm), nearest first.

In Harrow

AMO Money Transfer & Exchange LtdHarrowRegisteredAR Worldwide Services LtdHarrowRegisteredCapital Remittance LtdHarrowRegisteredEman Services LimitedHarrowRegisteredGlobal Transact LtdHarrowRegisteredKhadim Services LimitedHarrowRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gaheez

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 18 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Gaheez Ltd FCA authorised?
Yes, Gaheez Ltd (FRN 812745) is registered with the FCA and permitted to provide its regulated services.
What is Gaheez’s phone number and website?
The FCA register lists the phone number 07853 553334 and the website gaheez.co.uk for Gaheez. If you were given different contact details, use these to check with the firm before going any further.
Is Gaheez a scam or clone?
Gaheez is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gaheez?
Protection depends on which product you hold and how Gaheez handles your money, so check the specific product before you commit. You can also refer complaints about Gaheez to the Financial Ombudsman Service, free of charge.
Who owns Gaheez?
Companies House lists one person with significant control of Gaheez: Mr Abdul Matin Omary (75–100% of shares). Before that, it was controlled by Mr Abdul Mateen M Ali and Mr Mumtaz Mohammed Reza.
Who runs Gaheez?
Companies House lists one director of Gaheez: Abdul Matin Omary.
How long has Gaheez been in business?
The company was formed on 15 February 2018, and has held its current FCA authorisation since October 2018.
What do Gaheez’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of −£2,790 (down £480 from −£2,310).
Does Gaheez use any other names?
It has previously used 2 other names: Bahar Exchange Ltd and BMT.

Sources and links

The full report on Gaheez Ltd

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