GAM Home Loan Specialists Ltd

Reference number: 741956

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 29 March 2016.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • Last known website

    gamhls.co.uk

  • Last known phone number

    01926 511115

  • Last known address

    3 Nason Grove, Kenilworth, Warwickshire, CV8 2HU, United Kingdom

In the full report: 3 background checks

  • When gamhls.co.uk first appeared online, and whether it can receive email
  • What kind of line 01926 511115 is
  • Who else gives the postcode CV8 2HU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • GAM HLS Trading name: A name it trades under now.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
GAM HOME LOAN SPECIALISTS LIMITED
Company status
Active
Company type
Private limited company
Incorporated
19 March 2014 (12 years old)
Registered office
3 Nason Grove, Kenilworth, CV8 2HU, United Kingdom
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Gary Edward Sharp Director Feb 1958 19 Mar 2014 2 other companies
Alexander Sharp Director Feb 1991 1 Aug 2018 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£20.5k

−38% from £33.3k

Employees (average)

3

Same as 3

Owed within a year

£9,795

−37% from £15.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08946806. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

GAM Home Loan Specialists’s history from the FCA register and Companies House, newest first.

2018

1 August 2018

  • Alexander Sharp became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Gary Edward Sharp became the majority owner (50–75% of shares)

Companies House

29 March 2016

  • Stopped being an appointed representative

FCA register

2014

19 March 2014

  • Incorporated at Companies House

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Get the full report on GAM Home Loan Specialists

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 7 events in its history

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Frequently asked questions about this firm

Is GAM Home Loan Specialists Ltd FCA authorised?
No. GAM Home Loan Specialists Ltd (FRN 741956) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is GAM Home Loan Specialists a scam or clone?
GAM Home Loan Specialists is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with GAM Home Loan Specialists?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with GAM Home Loan Specialists has no cover, because it is no longer permitted to carry it out.
Who owns GAM Home Loan Specialists?
Companies House lists 2 people with significant control of GAM Home Loan Specialists: Mr Gary Edward Sharp (50–75% of shares) and Mr Alexander Sharp (25–50% of shares).
Who runs GAM Home Loan Specialists?
Companies House lists 2 directors of GAM Home Loan Specialists: Gary Edward Sharp and Alexander Sharp.
How long has GAM Home Loan Specialists been in business?
The company was formed on 19 March 2014.
What do GAM Home Loan Specialists’ latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £20.5k (−38% from £33.3k).
Does GAM Home Loan Specialists use any other names?
It trades as GAM HLS.

Sources and links

The full report on GAM Home Loan Specialists Ltd

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