No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 29 March 2016.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
gamhls.co.uk
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Last known phone number
01926 511115
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Last known address
3 Nason Grove, Kenilworth, Warwickshire, CV8 2HU, United Kingdom
In the full report: 3 background checks
- When gamhls.co.uk first appeared online, and whether it can receive email
- What kind of line 01926 511115 is
- Who else gives the postcode CV8 2HU
Other names (1)
If you were contacted under any of these names, it is this firm.
- GAM HLS Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- GAM HOME LOAN SPECIALISTS LIMITED
- Company number
- 08946806 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 March 2014 (12 years old)
- Registered office
- 3 Nason Grove, Kenilworth, CV8 2HU, United Kingdom
- Nature of business
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- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gary Edward Sharp | Director | Feb 1958 | 19 Mar 2014 | 2 other companies |
| Alexander Sharp | Director | Feb 1991 | 1 Aug 2018 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- still active
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£20.5k
−38% from £33.3k
Employees (average)
3
Same as 3
Owed within a year
£9,795
−37% from £15.5k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08946806. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
GAM Home Loan Specialists’s history from the FCA register and Companies House, newest first.
2018
1 August 2018
- Alexander Sharp became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- Gary Edward Sharp became the majority owner (50–75% of shares)
Companies House
29 March 2016
- Stopped being an appointed representative
FCA register
2014
19 March 2014
- Incorporated at Companies House
Companies House
In the full report: all 7 events
- All 7 events in its history (4 shown here)
- Every director appointment and resignation: 2
Get the full report on GAM Home Loan Specialists
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 7 events in its history
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Frequently asked questions about this firm
Is GAM Home Loan Specialists Ltd FCA authorised?
Is GAM Home Loan Specialists a scam or clone?
Is my money safe with GAM Home Loan Specialists?
Who owns GAM Home Loan Specialists?
Who runs GAM Home Loan Specialists?
How long has GAM Home Loan Specialists been in business?
What do GAM Home Loan Specialists’ latest accounts show?
Does GAM Home Loan Specialists use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk