Gareth Allen Commercial Finance Ltd

Reference number: 945444

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gareth Allen Commercial Finance Ltd (FRN 945444) is an AR of Redsky Corporate Services Limited (FRN 718535). When you use Gareth Allen Commercial Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gareth Allen Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07964 748838

  • Address

    83 Baildon Way, Skelmanthorpe, Huddersfield, Kirklees, HD8 9GY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07964 748838 is
  • Who else gives the postcode HD8 9GY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Redsky Corporate Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
GARETH ALLEN COMMERCIAL FINANCE LIMITED
Company status
Active
Company type
Private limited company
Incorporated
21 December 2020 (5 years old)
Registered office
83 Baildon Way, Skelmanthorpe, Huddersfield, HD8 9GY, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Gareth James Allen Director Oct 1975 21 Dec 2020 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Total equity

£3,088

−69% from £10.1k

Employees (average)

1

Same as 1

Owed within a year

£10.5k

+31% from £8,045

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13094033. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gareth Allen Commercial Finance’s history from the FCA register and Companies House, newest first.

2021

22 February 2021

  • Became an appointed representative

FCA register

2020

21 December 2020

  • Incorporated at Companies House
  • Gareth James Allen took control (75–100% of shares)
  • Gareth James Allen appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Gareth Allen Commercial Finance

Other firms of the same type (credit broker), nearest first.

In Huddersfield

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gareth Allen Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 5 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Gareth Allen Commercial Finance Ltd FCA authorised?
Gareth Allen Commercial Finance Ltd (FRN 945444) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gareth Allen Commercial Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gareth Allen Commercial Finance Ltd (FRN 945444) is an AR of Redsky Corporate Services Limited (FRN 718535). When you use Gareth Allen Commercial Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gareth Allen Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gareth Allen Commercial Finance’s phone number?
The FCA register lists the phone number 07964 748838 for Gareth Allen Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Gareth Allen Commercial Finance a scam or clone?
Gareth Allen Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gareth Allen Commercial Finance?
Protection works through Redsky Corporate Services Limited, the principal firm responsible for Gareth Allen Commercial Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Gareth Allen Commercial Finance?
Companies House lists one person with significant control of Gareth Allen Commercial Finance: Mr Gareth James Allen (75–100% of shares).
Who runs Gareth Allen Commercial Finance?
Companies House lists one director of Gareth Allen Commercial Finance: Gareth James Allen.
How long has Gareth Allen Commercial Finance been in business?
The company was formed on 21 December 2020.
What do Gareth Allen Commercial Finance’s latest accounts show?
Its latest accounts, to 31 December 2025, show total equity of £3,088 (−69% from £10.1k).

Sources and links

The full report on Gareth Allen Commercial Finance Ltd

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