Gareth Glover

Reference number: 797413

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Appointed representative

Gareth Glover does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Duncan Insurance & Mortgage Services Ltd Reference number: 306182 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gareth Glover (FRN 797413) is an AR of Duncan Insurance & Mortgage Services Ltd (FRN 306182). When you use Gareth Glover's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gareth Glover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When blueandwhitemortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07527 138547 is
  • Who else gives the postcode BN15 8RR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Blue and White Mortgage & Insurance Services Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Duncan Insurance & Mortgage Services Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Gareth Glover’s history from the FCA register and Companies House, newest first.

2017

29 December 2017

  • Became an appointed representative
  • Began trading as "Blue and White Mortgage & Insurance Services"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Gareth Glover

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Brighton (BN) postcode area

Adele TomasinBrightonAppointed representativeAnchor Mortgages LtdHoveAppointed representativeApollo Mortgages LimitedWorthingAppointed representativeArrow Mortgage Solutions LtdWorthingAppointed representativeAxios Finance LtdWorthingAppointed representativeBespoke Mortgage Services LimitedLittlehamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gareth Glover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Gareth Glover FCA authorised?
Gareth Glover (FRN 797413) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gareth Glover?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gareth Glover (FRN 797413) is an AR of Duncan Insurance & Mortgage Services Ltd (FRN 306182). When you use Gareth Glover's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gareth Glover, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gareth Glover’s phone number and website?
The FCA register lists the phone number 07527 138547 and the website blueandwhitemortgages.co.uk for Gareth Glover. If you were given different contact details, use these to check with the firm before going any further.
Is Gareth Glover a scam or clone?
Gareth Glover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gareth Glover?
Protection works through Duncan Insurance & Mortgage Services Ltd, the principal firm responsible for Gareth Glover's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Gareth Glover use any other names?
It trades as Blue and White Mortgage & Insurance Services.

Sources and links

The full report on Gareth Glover

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