Gareth J Hughes (Motors) Limited

Reference number: 487467

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GARETH J HUGHES (MOTORS) LIMITED (FRN 487467) is an AR of Automotive Compliance Limited (FRN 497010). When you use GARETH J HUGHES (MOTORS)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GARETH J HUGHES (MOTORS), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When garethhughesmotors.co.uk first appeared online, and whether it can receive email
  • What kind of line 01646 600457 is
  • Who else gives the postcode SA73 1LY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Gareth J. Hughes (Motors) Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Automotive Compliance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 July 1982 (44 years old)
Registered office
25 Sardis, Burton, Milford Haven, Pembrokeshire, SA73 1LY
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Maintenance and repair of motor vehicles (SIC 45200)
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name Role Born Appointed Other companies
Helen Wade Hughes Director Nov 1951 22 Apr 2008 1 other company
Nicholas John Hughes Director Jun 1985 26 Jan 2011 2 other companies
Gareth John Hughes Director Apr 1954 Not published 1 other company
Helen Wade Hughes Secretary Not published 6 Jan 1992 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 3 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£990k

+3.8% from £954k

Cash at bank

£59.9k

−63% from £163k

Employees (average)

26

+24% from 21

Owed within a year

£1.15m

+9.5% from £1.05m

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 01654861. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gareth J Hughes (Motors)’s history from the FCA register and Companies House, newest first.

2016

17 December 2016

  • Gareth John Hughes took control (75–100% of shares)

Companies House

2011

3 February 2011

  • Changed its registered name from "Gareth J. Hughes (Motors) Ltd"

FCA register

2008

12 August 2008

  • Became an appointed representative

FCA register

1982

29 July 1982

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Get the full report on Gareth J Hughes (Motors)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Gareth J Hughes (Motors) Limited FCA authorised?
Gareth J Hughes (Motors) Limited (FRN 487467) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gareth J Hughes (Motors)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gareth J Hughes (Motors) Limited (FRN 487467) is an AR of Automotive Compliance Limited (FRN 497010). When you use Gareth J Hughes (Motors)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gareth J Hughes (Motors), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gareth J Hughes (Motors)’s phone number and website?
The FCA register lists the phone number 01646 600457 and the website garethhughesmotors.co.uk for Gareth J Hughes (Motors). If you were given different contact details, use these to check with the firm before going any further.
Is Gareth J Hughes (Motors) a scam or clone?
Gareth J Hughes (Motors) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gareth J Hughes (Motors)?
Protection works through Automotive Compliance Limited, the principal firm responsible for Gareth J Hughes (Motors)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Gareth J Hughes (Motors)?
Companies House lists one person with significant control of Gareth J Hughes (Motors): Mr Gareth John Hughes (75–100% of shares).
Who runs Gareth J Hughes (Motors)?
Companies House lists 3 directors of Gareth J Hughes (Motors): Helen Wade Hughes, Nicholas John Hughes and Gareth John Hughes.
How long has Gareth J Hughes (Motors) been in business?
The company was formed on 29 July 1982.
What do Gareth J Hughes (Motors)’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £990k (+3.8% from £954k) and cash at bank of £59.9k (−63% from £163k).
Does Gareth J Hughes (Motors) use any other names?
It has previously used the name Gareth J. Hughes (Motors) Ltd.

Sources and links

The full report on Gareth J Hughes (Motors) Limited

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