Gateway Specialist Lending Ltd

Reference number: 1043236

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Optimum Commercial Solutions Ltd Reference number: 808754 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gateway Specialist Lending Ltd (FRN 1043236) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Gateway Specialist Lending's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gateway Specialist Lending, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07905 331406

  • Address

    Gateway House, Freeport Office Village, Century Drive, Braintree, Essex, CM77 8YG, United Kingdom

In the full report: 2 background checks

  • What kind of line 07905 331406 is
  • Who else gives the postcode CM77 8YG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16621674
Company status
Active
Company type
Private limited company
Incorporated
1 August 2025 (1 year old)
Registered office
Gateway House Freeport Office Village, Century Drive, Braintree, Essex, CM77 8YG, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Natasha Brown Director Jun 1975 1 Aug 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Gateway Specialist Lending’s history from the FCA register and Companies House, newest first.

2025

15 October 2025

  • Became an appointed representative

FCA register

1 August 2025

  • Incorporated at Companies House
  • Natasha Brown took control (75–100% of shares)
  • Natasha Brown appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Gateway Specialist Lending

Other firms of the same type (credit broker), nearest first.

In Braintree

Anup G LadvaBraintreeAppointed representativeEasy Mobility (East Anglian) LtdBraintreeAppointed representativeChurchill Memorials LtdBraintreeAppointed representativeFord William AbercrombieBraintreeAuthorisedTimali LimitedBraintreeAuthorisedDupliq LtdBraintreeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gateway Specialist Lending

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Gateway Specialist Lending Ltd FCA authorised?
Gateway Specialist Lending Ltd (FRN 1043236) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gateway Specialist Lending?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gateway Specialist Lending Ltd (FRN 1043236) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Gateway Specialist Lending's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gateway Specialist Lending, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gateway Specialist Lending’s phone number?
The FCA register lists the phone number 07905 331406 for Gateway Specialist Lending. If you were given different contact details, use these to check with the firm before going any further.
Is Gateway Specialist Lending a scam or clone?
Gateway Specialist Lending is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gateway Specialist Lending?
Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for Gateway Specialist Lending's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Gateway Specialist Lending?
Companies House lists one person with significant control of Gateway Specialist Lending: Mrs Natasha Brown (75–100% of shares).
Who runs Gateway Specialist Lending?
Companies House lists one director of Gateway Specialist Lending: Natasha Brown.
How long has Gateway Specialist Lending been in business?
The company was formed on 1 August 2025.

Sources and links

The full report on Gateway Specialist Lending Ltd

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