GB Finance and Investment Limited

Reference number: 773195

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07795 284379

  • Address

    30 Rowley Way, Knutsford, Cheshire East, WA16 9AU, United Kingdom

In the full report: 2 background checks

  • What kind of line 07795 284379 is
  • Who else gives the postcode WA16 9AU
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the lender's rights and duties in relation to high-cost short-term credit
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 March 2010 (16 years old)
Registered office
30 Rowley Way, Knutsford, WA16 9AU, England
Nature of business
  • Activities of open-ended investment companies (SIC 64304)

Directors and company secretaries

Name Role Born Appointed Other companies
Emily Florence Elizabeth Howard Director Nov 1992 31 Oct 2022 3 other companies
Marie Pearson Secretary Not published 24 Mar 2010 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 2 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£30.1k

−57% from £70.5k

Cash at bank

£21.7k

+12% from £19.4k

Employees (average)

1

Same as 1

Owed within a year

£364

−99% from £25.3k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07201361. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

GB Finance and Investment’s history from the FCA register and Companies House, newest first.

2022

31 October 2022

  • Board replaced: its only director left and a new director took over
  • Emily Florence Elizabeth Howard became the majority owner (50–75% of shares)
  • John Barry Pearson no longer has significant control
  • Marie Pearson became the majority owner (50–75% of shares)

Companies House

2017

17 October 2017

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1 January 2017

  • John Barry Pearson gained significant control

Companies House

2010

24 March 2010

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (8 shown here)
  • Every director appointment and resignation: 3
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Get the full report on GB Finance and Investment

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history

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Frequently asked questions about this firm

Is GB Finance and Investment Limited FCA authorised?
Yes, GB Finance and Investment Limited (FRN 773195) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2017. The FCA has placed no limits on its permissions.
What is GB Finance and Investment’s phone number?
The FCA register lists the phone number 07795 284379 for GB Finance and Investment. If you were given different contact details, use these to check with the firm before going any further.
Is GB Finance and Investment a scam or clone?
GB Finance and Investment is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with GB Finance and Investment?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how GB Finance and Investment handles your money, so check the specific product before you commit. You can also refer complaints about GB Finance and Investment to the Financial Ombudsman Service, free of charge.
Who owns GB Finance and Investment?
Companies House lists 2 people with significant control of GB Finance and Investment: Mrs Marie Pearson (50–75% of shares) and Mrs Emily Florence Elizabeth Howard (50–75% of shares). Before that, it was controlled by Mr John Barry Pearson.
Who runs GB Finance and Investment?
Companies House lists one director of GB Finance and Investment: Emily Florence Elizabeth Howard.
How long has GB Finance and Investment been in business?
The company was formed on 24 March 2010, and has held its current FCA authorisation since October 2017.
What do GB Finance and Investment’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £30.1k (−57% from £70.5k) and cash at bank of £21.7k (+12% from £19.4k).

Sources and links

The full report on GB Finance and Investment Limited

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