On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
Building 2, Guildford Business Park Road, Guildford, Surrey, GU2 8XG, United Kingdom
In the full report: 1 background check
- Who else gives the postcode GU2 8XG
Other names (1)
If you were contacted under any of these names, it is this firm.
- grenke Trading name: A name it trades under now.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08336352 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 December 2012 (13 years old)
- Registered office
- 2 London Square, Cross Lanes, Guildford, Surrey, GU1 1UN
- Nature of business
-
- Factoring (SIC 64992)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| James Robert Williamson | Director | Aug 1978 | 19 Dec 2012 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Key dates in its history
GC Factoring’s history from the FCA register and Companies House, newest first.
2024
27 September 2024
- Registered with the FCA
- Began trading as "grenke"
FCA register
2023
10 July 2023
- James Williamson stopped being a part-owner
Companies House
5 January 2023
- Ctp Handels - Und Betelligungs Gmbh stopped being a part-owner
- Grenke AG took control (75–100% of shares)
Companies House
2017
14 November 2017
- Ctp Handels - Und Betelligungs Gmbh became a part-owner (25–50% of shares)
- Ctp Handels- Und Beteiligungs Gmbh stopped being the majority owner
Companies House
2016
5 December 2016
- Ctp Handels- Und Beteiligungs Gmbh became the majority owner (50–75% of shares)
- James Williamson became a part-owner (25–50% of shares)
Companies House
2012
19 December 2012
- Incorporated at Companies House
- James Robert Williamson appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to GC Factoring
Other FCA-listed firms that share a director, phone number or address with GC Factoring. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: the same postcode (4)
- Who links each one: the named directors, with dates
Get the full report on GC Factoring
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 1 background check on its contact details
- All 11 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
Is GC Factoring Limited FCA authorised?
Is GC Factoring a scam or clone?
Is my money safe with GC Factoring?
Who owns GC Factoring?
Who runs GC Factoring?
How long has GC Factoring been in business?
Does GC Factoring use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk