Gemini Financial Planning Limited

Reference number: 554090

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When geminifinancialplanning.co.uk first appeared online, and whether it can receive email
  • What kind of line 01242 898770 is
  • Who else gives the postcode GL50 2JA
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07592921
Company status
Active
Company type
Private limited company
Incorporated
5 April 2011 (15 years old)
Registered office
The Lypiatts, Lansdown Road, Cheltenham, Gloucestershire, GL50 2JA
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Julian Sutton Director Jun 1971 5 Apr 2011 3 other companies
Jess D'Ambrosio Director Jun 1989 6 Aug 2025 1 other company
Colin Gibson Director Jun 1972 6 Aug 2025 1 other company
Adam Smallman Director Jun 1986 6 Aug 2025 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
1
run together
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Full accountsNot audited

Total equity

£358k

+31% from £274k

Cash at bank

£333k

+70% from £196k

Employees (average)

6

−14% from 7

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07592921. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gemini Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2025

6 August 2025

  • Christopher Noel Furley stopped being a part-owner
  • Jjac Group Ltd became the majority owner (50–75% of shares)

Companies House

2016

30 June 2016

  • Christopher Noel Furley became a part-owner (25–50% of shares)
  • Julian Sutton became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2012

31 January 2012

  • Became authorised by the FCA

FCA register

2011

13 June 2011

  • Regulated by the Financial Services Authority from this date

FCA register

5 April 2011

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 6
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Firms like Gemini Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Cheltenham

Acorn Financial Planning LtdCheltenhamAuthorisedAltior Asset Management LtdCheltenhamAuthorisedAshlea Financial Planning LimitedCheltenhamAuthorisedAttivo Financial Services LimitedCheltenhamAuthorisedCheltenham Independent Financial Advisers LtdCheltenhamAuthorisedCheltenham Wealth Financial Practice LtdCheltenhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gemini Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is Gemini Financial Planning Limited FCA authorised?
Yes, Gemini Financial Planning Limited (FRN 554090) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2012 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Gemini Financial Planning’s phone number and website?
The FCA register lists the phone number 01242 898770 and the website geminifinancialplanning.co.uk for Gemini Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Gemini Financial Planning a scam or clone?
Gemini Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gemini Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Gemini Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Gemini Financial Planning?
Gemini Financial Planning is owned by Jjac Group Ltd, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 6 August 2025. Before that, it was controlled by Mr Christopher Noel Furley.
Who runs Gemini Financial Planning?
Companies House lists 4 directors of Gemini Financial Planning: Julian Sutton, Jess D'Ambrosio, Colin Gibson and Adam Smallman.
How long has Gemini Financial Planning been in business?
The company was formed on 5 April 2011, and has held its current FCA authorisation since January 2012.
What do Gemini Financial Planning’s latest accounts show?
Its latest accounts, to 30 April 2025, show total equity of £358k (+31% from £274k) and cash at bank of £333k (+70% from £196k).

Sources and links

The full report on Gemini Financial Planning Limited

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