Generis Risk Solutions Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 3 years
Protected through the principal
No FCA actions
Active company since 2023
Accounts filed up to 31 December 2025

Responsible principal firm

Generis Underwriting Limited Reference number: 823558 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Generis Risk Solutions Limited (FRN 998092) is an AR of Generis Underwriting Limited (FRN 823558). When you use Generis Risk Solutions's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Generis Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

0330 055 2246
Address

Unit 3, The Cottages, Deva City Office Park, Trinity Way, Salford, Salford, M3 7BE, United Kingdom

In the full report: 2 background checks

What kind of line 0330 055 2246 is, and the other firm that gives it
Who else gives the postcode M3 7BE

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Generis Underwriting Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 14882038 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 19 May 2023 (3 years old)
Registered office: 3 The Cottages Deva City Office Park, Trinity Way, Salford, Greater Manchester, M3 7BE, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew Charles Baker	Director	Jul 1969	19 May 2023	None
Andrew Francis	Director	Feb 1968	19 May 2023	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1
is FCA-registered: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£27.0k

Up £167k from −£140k

Cash at bank

£407k

+91% from £213k

Employees (average)

4

+33% from 3

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14882038. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Generis Risk Solutions’s history from the FCA register and Companies House, newest first.

2023

16 June 2023

Became an appointed representative

FCA register

19 May 2023

Incorporated at Companies House
Andrew Charles Baker became a part-owner (25–50% of shares)
Andrew Francis became a part-owner (25–50% of shares)
Generis Underwriting Limited became the majority owner (50–75% of shares)
Andrew Charles Baker appointed as a director
Andrew Francis appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Generis Risk Solutions

Other FCA-listed firms that share a director, phone number or address with Generis Risk Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its phone number: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Generis Risk Solutions

Other firms of the same type (insurance broker), nearest first.

In Salford

Blacklink Legal Indemnities LtdSalfordAppointed representative LJ Property Services LimitedSalfordAppointed representative Well Healthy LimitedSalfordAppointed representative Crescent Purchasing LimitedSalfordAppointed representative Sunshine Cruise Holidays LimitedSalfordAppointed representative Tch Global LtdSalfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Generis Risk Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
2 background checks on its contact details
All 7 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Generis Risk Solutions Limited FCA authorised?

Generis Risk Solutions Limited (FRN 998092) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Generis Risk Solutions?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Generis Risk Solutions Limited (FRN 998092) is an AR of Generis Underwriting Limited (FRN 823558). When you use Generis Risk Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Generis Risk Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Generis Risk Solutions’ phone number?

The FCA register lists the phone number 0330 055 2246 for Generis Risk Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is Generis Risk Solutions a scam or clone?

Generis Risk Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Generis Risk Solutions?

Protection works through Generis Underwriting Limited, the principal firm responsible for Generis Risk Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Generis Risk Solutions?

Generis Risk Solutions is owned by Generis Underwriting Limited, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 19 May 2023.

Who runs Generis Risk Solutions?

Companies House lists 2 directors of Generis Risk Solutions: Andrew Charles Baker and Andrew Francis.

How long has Generis Risk Solutions been in business?

The company was formed on 19 May 2023.

What do Generis Risk Solutions’ latest accounts show?

Its latest accounts, to 31 December 2025, show net assets of £27.0k (up £167k from −£140k) and cash at bank of £407k (+91% from £213k).