George Gill Financial Services Ltd

Reference number: 1012432

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • George Gill Financial Services Ltd (FRN 1012432) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use George Gill Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from George Gill Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07834 219896

  • Address

    5 Main Street, Bannockburn, Stirling, Stirling, FK7 8LZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07834 219896 is
  • Who else gives the postcode FK7 8LZ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
20 March 2006 (20 years old)
Registered office
6 Ash Terrace, Stirling, FK8 2PW, Scotland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Edward George Gill Director Nov 1965 20 Mar 2006 None
Magdalene Harris Gill Director Aug 1969 25 Mar 2026 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Total equity

£73.7k

−33% from £110k

Cash at bank

£80.3k

−29% from £114k

Employees (average)

0

Same as 0

Owed within a year

£7,706

+56% from £4,935

Total equity

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC299207. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

George Gill Financial Services’s history from the FCA register and Companies House, newest first.

2026

25 March 2026

  • Magdalene Harris Gill became a part-owner (25–50% of shares)

Companies House

2025

30 October 2025

  • Magdalene Harris Gill stopped being a part-owner

Companies House

2024

14 May 2024

  • Became an appointed representative

FCA register

20 March 2024

  • Magdalene Harris Gill became a part-owner (25–50% of shares)
  • Magdalene Harris Gill stopped being a part-owner

Companies House

2023

4 October 2023

  • Magdalene Harris Gill became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Edward George Gill became a part-owner (25–50% of shares)

Companies House

2006

20 March 2006

  • Incorporated at Companies House

Companies House

In the full report: all 16 events

  • All 16 events in its history (8 shown here)
  • Every director appointment and resignation: 8
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Firms like George Gill Financial Services

Other firms of the same type (financial adviser), nearest first.

In Stirling

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on George Gill Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 16 events in its history

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Frequently asked questions about this firm

Is George Gill Financial Services Ltd FCA authorised?
George Gill Financial Services Ltd (FRN 1012432) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for George Gill Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. George Gill Financial Services Ltd (FRN 1012432) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use George Gill Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from George Gill Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is George Gill Financial Services’ phone number?
The FCA register lists the phone number 07834 219896 for George Gill Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is George Gill Financial Services a scam or clone?
George Gill Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with George Gill Financial Services?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for George Gill Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns George Gill Financial Services?
Companies House lists 2 people with significant control of George Gill Financial Services: Mrs Magdalene Harris Gill (25–50% of shares) and Mr Edward George Gill (25–50% of shares).
Who runs George Gill Financial Services?
Companies House lists 2 directors of George Gill Financial Services: Edward George Gill and Magdalene Harris Gill.
How long has George Gill Financial Services been in business?
The company was formed on 20 March 2006.
What do George Gill Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2026, show total equity of £73.7k (−33% from £110k) and cash at bank of £80.3k (−29% from £114k).

Sources and links

The full report on George Gill Financial Services Ltd

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