GH Motor Group Ltd: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2025

Responsible principal firm

LowRateCarFinance Limited Reference number: 963856 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
GH Motor Group Ltd (FRN 1047249) introduces customers to LowRateCarFinance Limited (FRN 963856). Any regulated advice or arranging is done by the principal, not GH Motor Group.
Example: if GH Motor Group refers you to a financial adviser, the advice should come from the principal firm, not from GH Motor Group itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ghmotorgroup.com (opens in a new tab)
Phone number

07364 123322
Address

42 Woodside Road, Kingswood, Bristol, South Gloucestershire, BS15 8DG, United Kingdom

In the full report: 3 background checks

When ghmotorgroup.com first appeared online, and whether it can receive email
What kind of line 07364 123322 is
Who else gives the postcode BS15 8DG

FCA permissions and consumer protection

Protection through the principal firm
Protection works through LowRateCarFinance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 16770398 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 7 October 2025 (1 year old)
Registered office: Unit 10 Critchcraft Buildings, Bulwark Industrial Estate, Chepstow, Monmouthshire, NP16 5QZ, Wales
Nature of business: Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
George Hadjikoumi	Director	May 1989	7 Oct 2025	None
Athanasis Lazarides	Director	Dec 1961	15 Sep 2026	10 other companies
Rachael Hadjikoumi	Secretary	Not published	28 Aug 2026	–

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 10
closed down: 5
still active: 5

In the full report: all 10 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Key dates in its history

GH Motor Group’s history from the FCA register and Companies House, newest first.

Key events (3) All events (6)

2025

10 December 2025

Became an introducer appointed representative

FCA register

7 October 2025

Incorporated at Companies House
George Hadjikoumi took control (75–100% of shares)

Companies House

In the full report: all 6 events

All 6 events in its history (3 shown here)
Every director appointment and resignation: 2

Firms like GH Motor Group

Other firms of the same type (car dealer), nearest first.

In Bristol

BVMC LimitedBristolAppointed representative Adventure Junction LtdBristolAppointed representative AJM Leisure (Bristol) LtdBristolAppointed representative Avon Trade Centre LimitedBristolAppointed representative Bhakar Watts Cars LimitedBristolAppointed representative Blueline Automotive LtdBristolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on GH Motor Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

10 other companies its directors have run, named
3 background checks on its contact details
All 6 events in its history

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Frequently asked questions about this firm

Is GH Motor Group Ltd FCA authorised?

GH Motor Group Ltd (FRN 1047249) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for GH Motor Group?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. GH Motor Group Ltd (FRN 1047249) introduces customers to LowRateCarFinance Limited (FRN 963856). Any regulated advice or arranging is done by the principal, not GH Motor Group. Example: if GH Motor Group refers you to a financial adviser, the advice should come from the principal firm, not from GH Motor Group itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is GH Motor Group’s phone number and website?

The FCA register lists the phone number 07364 123322 and the website ghmotorgroup.com for GH Motor Group. If you were given different contact details, use these to check with the firm before going any further.

Is GH Motor Group a scam or clone?

GH Motor Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with GH Motor Group?

Protection works through LowRateCarFinance Limited, the principal firm responsible for GH Motor Group's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns GH Motor Group?

Companies House lists one person with significant control of GH Motor Group: Mr George Hadjikoumi (75–100% of shares).

Who runs GH Motor Group?

Companies House lists 2 directors of GH Motor Group: George Hadjikoumi and Athanasis Lazarides.

How long has GH Motor Group been in business?

The company was formed on 7 October 2025.