Giant Finance + Limited

Reference number: 660176

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    Festival House, Jessop Avenue, Cheltenham, Gloucestershire, GL50 3SH, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode GL50 3SH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Outsauce Financing Limited Former name

Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05304654
Company status
Active
Company type
Private limited company
Incorporated
3 December 2004 (21 years old)
Registered office
Festival House, Jessop Avenue, Cheltenham, GL50 3SH, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Anthony Foster Director Jan 1978 23 May 2016 None
Michael Henry Director Jul 1963 2 Jul 2018 23 other companies
Mark Mcallister Director Dec 1962 2 Jul 2018 41 other companies
Mallory Westfield Director Jan 1965 17 Nov 2022 None
Emma Reed Director May 1972 1 Jul 2024 None
Mallory Westfield Secretary Not published 9 Nov 2018 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
42
closed down
25
run together
22

In the full report: all 42 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 22 companies these 5 directors run together
  • All 14 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2026Small company accountsAudited

Net assets

£2.69m

+33% from £2.02m

Cash at bank

£191k

−42% from £327k

Employees (average)

17

−19% from 21

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05304654. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Giant Finance +’s history from the FCA register and Companies House, newest first.

Key events (4) All events (27)

2021

26 March 2021

  • Changed its registered name from "Outsauce Financing Limited"

FCA register

2016

6 April 2016

  • Giant Finance Holdings Limited took control (75–100% of shares)

Companies House

2015

22 January 2015

  • Registered with the FCA

FCA register

2004

3 December 2004

  • Incorporated at Companies House

Companies House

In the full report: all 27 events

  • All 27 events in its history (4 shown here)
  • Every director appointment and resignation: 23
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Get the full report on Giant Finance +

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 42 other companies its directors have run, named
  • 1 background check on its contact details
  • 5 years of accounts, charted
  • All 27 events in its history

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Frequently asked questions about this firm

Is Giant Finance + Limited FCA authorised?
Giant Finance + Limited (FRN 660176) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
Is Giant Finance + a scam or clone?
Giant Finance + is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Giant Finance +?
Money you hand to Giant Finance + is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Giant Finance +?
Giant Finance + is owned by Giant Finance Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.
Who runs Giant Finance +?
Companies House lists 5 directors of Giant Finance +: Richard Anthony Foster, Michael Henry, Mark McAllister, Mallory Westfield and Emma Reed.
How long has Giant Finance + been in business?
The company was formed on 3 December 2004.
What do Giant Finance +’s latest accounts show?
Its latest accounts, to 31 May 2026, show net assets of £2.69m (+33% from £2.02m) and cash at bank of £191k (−42% from £327k).
Does Giant Finance + use any other names?
It has previously used the name Outsauce Financing Limited.

Sources and links

The full report on Giant Finance + Limited

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