Gibson Private Wealth Ltd

Reference number: 1018944

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gibson Private Wealth Ltd (FRN 1018944) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Gibson Private Wealth's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gibson Private Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0131 564 0753

  • Address

    Hudson House, 8 Albany Street, Edinburgh, EH1 3QB, United Kingdom

In the full report: 2 background checks

  • What kind of line 0131 564 0753 is, and the other firm that gives it
  • Who else gives the postcode EH1 3QB
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC613163
Company status
Active
Company type
Private limited company
Incorporated
9 November 2018 (7 years old)
Registered office
Hudson House, 8 Albany Street, Edinburgh, EH1 3QB, United Kingdom
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Gary George Gibson Director Dec 1978 9 Nov 2018 3 other companies
Meghan Frances Sorrie Director Aug 1997 6 Mar 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
is FCA-registered
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

−£108k

Down £87.6k from −£20.0k

Employees (average)

1

Up 1 from 0

Owed within a year

£302k

+198% from £101k

Net assets are negative: on its last balance sheet the company owed £108k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC613163. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gibson Private Wealth’s history from the FCA register and Companies House, newest first.

2024

4 September 2024

  • Became an appointed representative

FCA register

6 March 2024

  • Meghan Frances Sorrie appointed as a director

Companies House

2018

9 November 2018

  • Incorporated at Companies House
  • Gary George Gibson took control (75–100% of shares)
  • Gary George Gibson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Gibson Private Wealth

Other FCA-listed firms that share a director, phone number or address with Gibson Private Wealth. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
1
share its phone number
1

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Gibson Private Wealth

Other firms of the same type (financial adviser), nearest first.

In Edinburgh

Royal College Of Surgeons Of EdinburghEdinburghAppointed representativeAB1 Financial Planning LtdEdinburghAppointed representativeAdam LeechEdinburghAppointed representativeAdrian HangerEdinburghAppointed representativeAlasdair McLeishEdinburghAppointed representativeAlex DockarEdinburghAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gibson Private Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Gibson Private Wealth Ltd FCA authorised?
Gibson Private Wealth Ltd (FRN 1018944) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gibson Private Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gibson Private Wealth Ltd (FRN 1018944) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Gibson Private Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gibson Private Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gibson Private Wealth’s phone number?
The FCA register lists the phone number 0131 564 0753 for Gibson Private Wealth. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Gibson Private Wealth a scam or clone?
Gibson Private Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gibson Private Wealth?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Gibson Private Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Gibson Private Wealth?
Companies House lists one person with significant control of Gibson Private Wealth: Mr Gary George Gibson (75–100% of shares).
Who runs Gibson Private Wealth?
Companies House lists 2 directors of Gibson Private Wealth: Gary George Gibson and Meghan Frances Sorrie.
How long has Gibson Private Wealth been in business?
The company was formed on 9 November 2018.
What do Gibson Private Wealth’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of −£108k (down £87.6k from −£20.0k).

Sources and links

The full report on Gibson Private Wealth Ltd

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