Gilbert Wealth Limited

Reference number: 447059

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • GILBERT WEALTH LIMITED (FRN 447059) is an AR of The On-Line Partnership Limited (FRN 192638). When you use GILBERT WEALTH's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from GILBERT WEALTH, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When gilbertwealth.co.uk first appeared online, and whether it can receive email
  • What kind of line 0115 784 3242 is
  • Who else gives the postcode NG10 1JJ
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Routen Chaplin IFA Limited Former name: A name it was registered under before.
  • Routen Chaplin IFA Ltd Former name: A name it was registered under before.
  • Routen Chaplin Wealth Management Limited Former name: A name it was registered under before.
  • Routen Chaplin Wealth Management Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
2 December 2005 (20 years old)
Registered office
On-Line House, 50-56 North Street, Horsham, RH12 1RD, England
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
William Hulbert Grove Director Jul 1967 17 Apr 2025 5 other companies
Stephen Nicholas Baldry Director May 1963 17 Apr 2025 6 other companies
David Felton James Metcalf Director Jan 1968 29 May 2025 6 other companies
Timothy Bettenson Secretary Not published 17 Apr 2025 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
3
are FCA-registered
3

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • The 6 companies these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 17 April 2025Full accountsNot audited

Net assets

£486k

+213% from £155k

Cash at bank

£409k

+212% from £131k

Owed within a year

£200k

−17% from £242k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05643024. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gilbert Wealth’s history from the FCA register and Companies House, newest first.

2025

26 August 2025

  • Gilbert Holding Co (Nottingham) Limited gave up control
  • In Partnership Financial Advisers Limited took control (75–100% of shares)

Companies House

17 April 2025

  • Board replaced: both directors left and 3 new directors took over

Companies House

2020

26 August 2020

  • Changed its registered name from "Routen Chaplin Wealth Management Limited"

FCA register

31 January 2020

  • Gilbert Holding Co (Nottingham) Limited took control (75–100% of shares)
  • Jonathan Charles Gilbert stopped being a part-owner
  • Steven Charles Beeley stopped being a part-owner

Companies House

2016

6 April 2016

  • Jonathan Charles Gilbert became a part-owner (25–50% of shares)
  • Steven Charles Beeley became a part-owner (25–50% of shares)

Companies House

2015

24 March 2015

  • Changed its registered name from "Routen Chaplin IFA Limited"

FCA register

2013

10 October 2013

  • Changed its registered name from "Routen Chaplin IFA Ltd"

FCA register

2006

18 January 2006

  • Became an appointed representative

FCA register

2005

2 December 2005

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (13 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Gilbert Wealth

Other FCA-listed firms that share a director, phone number or address with Gilbert Wealth. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its postcode
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Gilbert Wealth

Other firms of the same type (financial adviser), nearest first.

In Nottingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gilbert Wealth

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 24 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Gilbert Wealth Limited FCA authorised?
Gilbert Wealth Limited (FRN 447059) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gilbert Wealth?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gilbert Wealth Limited (FRN 447059) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Gilbert Wealth's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gilbert Wealth, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gilbert Wealth’s phone number and website?
The FCA register lists the phone number 0115 784 3242 and the website gilbertwealth.co.uk for Gilbert Wealth. If you were given different contact details, use these to check with the firm before going any further.
Is Gilbert Wealth a scam or clone?
Gilbert Wealth is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gilbert Wealth?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Gilbert Wealth's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Gilbert Wealth?
Gilbert Wealth is owned by In Partnership Financial Advisers Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 26 August 2025. Before that, it was controlled by Mr Steven Charles Beeley, Mr Jonathan Charles Gilbert and Gilbert Holding Co (Nottingham) Limited.
Who runs Gilbert Wealth?
Companies House lists 3 directors of Gilbert Wealth: William Hulbert Grove, Stephen Nicholas Baldry and David Felton James Metcalf.
How long has Gilbert Wealth been in business?
The company was formed on 2 December 2005.
What do Gilbert Wealth’s latest accounts show?
Its latest accounts, to 17 April 2025, show net assets of £486k (+213% from £155k) and cash at bank of £409k (+212% from £131k).
Does Gilbert Wealth use any other names?
It has previously used 4 other names, including Routen Chaplin IFA Limited, Routen Chaplin IFA Ltd and Routen Chaplin Wealth Management Limited.

Sources and links

The full report on Gilbert Wealth Limited

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