Gilson Gray Financial Limited

Reference number: 628199

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gilson Gray Financial Limited (FRN 628199) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Gilson Gray Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gilson Gray Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gilsongrayfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 0131 516 5354 is, and the other firm that gives it
  • Who else gives the postcode EH1 2BW
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Gilson Gray Financial Management Trading name: A name it trades under now.
  • Gilson Gray Financial Management LLP Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 December 2021 (4 years old)
Registered office
29 Rutland Square, Edinburgh, EH1 2BW, Scotland
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Alastair James Lorimer Lindsay Director Feb 1976 8 Dec 2021 3 other companies
Stuart John Lindsay Director Aug 1978 8 Dec 2021 4 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4
run together
3

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 companies these 2 directors run together
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Filed accounts and finances

Year to 30 April 2025Full accountsAudited

Net assets

£629k

+75% from £360k

Cash at bank

£1.14m

+90% from £599k

Employees (average)

34

+6.3% from 32

Owed within a year

£6.51m

<1% from £6.51m

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC717112. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gilson Gray Financial’s history from the FCA register and Companies House, newest first.

2022

6 February 2022

  • Changed its registered name from "Gilson Gray Financial Management LLP"

FCA register

2021

8 December 2021

  • Incorporated at Companies House
  • Alastair James Lorimer Lindsay became a part-owner (25–50% of shares)
  • Gilson Gray LLP became the majority owner (50–75% of shares)

Companies House

2014

14 July 2014

  • Became an appointed representative

FCA register

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Gilson Gray Financial

Other FCA-listed firms that share a director, phone number or address with Gilson Gray Financial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its phone number
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Gilson Gray Financial

Other firms of the same type (financial adviser), nearest first.

In Edinburgh

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gilson Gray Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Gilson Gray Financial Limited FCA authorised?
Gilson Gray Financial Limited (FRN 628199) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gilson Gray Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gilson Gray Financial Limited (FRN 628199) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Gilson Gray Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gilson Gray Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gilson Gray Financial’s phone number and website?
The FCA register lists the phone number 0131 516 5354 and the website gilsongrayfinancial.co.uk for Gilson Gray Financial. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Gilson Gray Financial a scam or clone?
Gilson Gray Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gilson Gray Financial?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Gilson Gray Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Gilson Gray Financial?
Gilson Gray Financial is owned by Gilson Gray LLP, which holds 50–75% of shares, 50–75% of votes and can appoint and remove the board, since 8 December 2021.
Who runs Gilson Gray Financial?
Companies House lists 2 directors of Gilson Gray Financial: Alastair James Lorimer Lindsay and Stuart John Lindsay.
How long has Gilson Gray Financial been in business?
The company was formed on 8 December 2021.
What do Gilson Gray Financial’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £629k (+75% from £360k) and cash at bank of £1.14m (+90% from £599k).
Does Gilson Gray Financial use any other names?
It trades as Gilson Gray Financial Management. It has previously used the name Gilson Gray Financial Management LLP.

Sources and links

The full report on Gilson Gray Financial Limited

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