Gittins & Co. Wealth Management Ltd

Reference number: 943968

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gittins & Co. Wealth Management Ltd (FRN 943968) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Gittins & Co. Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gittins & Co. Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gittinsandco.com first appeared online, and whether it can receive email
  • What kind of line 01978 532229 is
  • Who else gives the postcode LL12 0DF
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 January 2021 (5 years old)
Registered office
Pulford Grange Chester Road, Rossett, Wrexham, Clwyd, LL12 0DF, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Benjamin John Gittins Director Feb 1992 5 Jan 2021 3 other companies
Kirsty Helen Gittins Director Jan 1994 27 Jul 2021 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
run together
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£1.98m

+20% from £1.66m

Cash at bank

£490k

+65% from £297k

Employees (average)

8

+14% from 7

Owed within a year

£555k

+53% from £364k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2022 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13112967. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gittins & Co. Wealth Management’s history from the FCA register and Companies House, newest first.

2021

31 March 2021

  • Gittins & Co. Wealth Management Holdings Ltd took control (75–100% of shares)
  • Hadlow Edwards Wealth Management Holdings Limited gave up control

Companies House

29 January 2021

  • Became an appointed representative

FCA register

5 January 2021

  • Incorporated at Companies House
  • Hadlow Edwards Wealth Management Holdings Limited took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms like Gittins & Co. Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Wrexham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gittins & Co. Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Gittins & Co. Wealth Management Ltd FCA authorised?
Gittins & Co. Wealth Management Ltd (FRN 943968) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gittins & Co. Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gittins & Co. Wealth Management Ltd (FRN 943968) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Gittins & Co. Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gittins & Co. Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gittins & Co. Wealth Management’s phone number and website?
The FCA register lists the phone number 01978 532229 and the website gittinsandco.com for Gittins & Co. Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Gittins & Co. Wealth Management a scam or clone?
Gittins & Co. Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gittins & Co. Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Gittins & Co. Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Gittins & Co. Wealth Management?
Gittins & Co. Wealth Management is owned by Gittins & Co. Wealth Management Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 March 2021. Before that, it was controlled by Hadlow Edwards Wealth Management Holdings Limited.
Who runs Gittins & Co. Wealth Management?
Companies House lists 2 directors of Gittins & Co. Wealth Management: Benjamin John Gittins and Kirsty Helen Gittins.
How long has Gittins & Co. Wealth Management been in business?
The company was formed on 5 January 2021.
What do Gittins & Co. Wealth Management’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £1.98m (+20% from £1.66m) and cash at bank of £490k (+65% from £297k).

Sources and links

The full report on Gittins & Co. Wealth Management Ltd

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