Gloucester Mortgage Centre Limited

Reference number: 300783

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When gloucestermortgagecentre.uk first appeared online, and whether it can receive email
  • What kind of line 0333 011 2520 is
  • Who else gives the postcode GL2 9NP
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Other names (7)

If you were contacted under any of these names, it is this firm.

  • Cheltenham and Gloucester Later Life Mortgages Trading name
  • Alpha Homeloans Former trading name
  • Cheltenham Spa Mortgages Former trading name
  • Covernet Uk Former trading name
  • Family Mortgage Centre Former trading name
  • Family Protection Centre Former trading name
  • Flexible Mortgage Solutions Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Investments & pensions FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Acting as a CBTL advisor
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04213181
Company status
Active
Company type
Private limited company
Incorporated
9 May 2001 (25 years old)
Registered office
Hazel Cottage Sandhurst Lane, Sandhurst, Gloucester, GL2 9NP
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Bernard Mcnulty Director Oct 1960 1 Dec 2009 2 other companies
Thomas Jack Mcnulty Director May 1989 18 Dec 2023 None
Catherine Anne Mcnulty Secretary Not published 1 Dec 2009 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£23.4k

+11% from £21.1k

Employees (average)

1

Up 1 from 0

Owed within a year

£4,655

−2.2% from £4,760

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04213181. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gloucester Mortgage Centre’s history from the FCA register and Companies House, newest first.

Key events (6) All events (28)

2016

6 April 2016

  • Michael Bernard McNulty took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2009

1 December 2009

  • Board replaced: its only director left and a new director took over

Companies House

2004

31 October 2004

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2001

9 May 2001

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (6 shown here)
  • Every director appointment and resignation: 6
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Firms like Gloucester Mortgage Centre

Other firms of the same type (mortgage adviser or broker), nearest first.

In Gloucester

Brunswick HomeloansGloucesterAuthorisedNew Dawn Financials LtdGloucesterAuthorisedAimee TovarGloucesterAppointed representativeArbol Europe GmbH, UK BranchGloucesterAppointed representativeHenry James Kennedy ParsonsGloucesterAppointed representativePalmer & Associates LimitedGloucesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gloucester Mortgage Centre

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 28 events in its history

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Frequently asked questions about this firm

Is Gloucester Mortgage Centre Limited FCA authorised?
Yes, Gloucester Mortgage Centre Limited (FRN 300783) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Gloucester Mortgage Centre’s phone number and website?
The FCA register lists the phone number 0333 011 2520 and the website gloucestermortgagecentre.uk for Gloucester Mortgage Centre. If you were given different contact details, use these to check with the firm before going any further.
Is Gloucester Mortgage Centre a scam or clone?
Gloucester Mortgage Centre is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gloucester Mortgage Centre?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Gloucester Mortgage Centre to the Financial Ombudsman Service, free of charge.
Who owns Gloucester Mortgage Centre?
Companies House lists one person with significant control of Gloucester Mortgage Centre: Mr Michael Bernard McNulty (75–100% of shares).
Who runs Gloucester Mortgage Centre?
Companies House lists 2 directors of Gloucester Mortgage Centre: Michael Bernard McNulty and Thomas Jack McNulty.
How long has Gloucester Mortgage Centre been in business?
The company was formed on 9 May 2001, and has held its current FCA authorisation since October 2004.
What do Gloucester Mortgage Centre’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £23.4k (+11% from £21.1k).
Does Gloucester Mortgage Centre use any other names?
It trades as Cheltenham and Gloucester Later Life Mortgages. It has previously used 6 other names, including Alpha Homeloans, Cheltenham Spa Mortgages and Covernet Uk.

Sources and links

The full report on Gloucester Mortgage Centre Limited

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