GMS Recovery Services LTD

Reference number: 705859

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When gms-group.co.uk first appeared online, and whether it can receive email
  • What kind of line 01384 319187 is
  • Who else gives the postcode B69 1PY
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • GMS Debt Resolution Limited Former name
  • GMS Legal Services Ltd Former name

Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake email addresses (1)
  • neil.grant@gms-serviceltd.info
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

Past FCA permissions and consumer protection

  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Permissions on the FCA record

  • Lend or arrange credit
Show FCA detail (1 permission)
  • Debt-collecting

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05382199
Company status
Active
Company type
Private limited company
Incorporated
3 March 2005 (21 years old)
Registered office
Admiral House, Waterfront East, Brierley Hill, West Midlands, DY5 1XG, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil James Male Director Aug 1976 3 Mar 2005 16 other companies
Andrew Male Director Nov 1978 1 Jan 2007 1 other company
Neil James Male Secretary Not published 1 Jan 2008 16 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
16
closed down
6
run together
1

In the full report: all 16 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 2 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 August 2025Small company accountsAudited

Net assets

£64.7k

−20% from £80.4k

Cash at bank

£36.8k

−23% from £48.0k

Employees (average)

2

Same as 2

Owed within a year

£21.6k

+18% from £18.2k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05382199. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

GMS Recovery Services’s history from the FCA register and Companies House, newest first.

Key events (8) All events (17)

2025

30 May 2025

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2019

24 May 2019

  • Changed its registered name from "GMS Debt Resolution Limited"

FCA register

2017

6 February 2017

  • Gms Group Of Companies became a part-owner (25–50% of shares)

Companies House

2016

8 June 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Andrew Male became a part-owner (25–50% of shares)

Companies House

22 March 2016

  • Changed its registered name from "GMS Legal Services Ltd"

FCA register

2005

3 March 2005

  • Incorporated at Companies House

Companies House

In the full report: all 17 events

  • All 17 events in its history (8 shown here)
  • Every director appointment and resignation: 8
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Firms like GMS Recovery Services

Other firms of the same type (debt collector), nearest first.

In the Birmingham (B) postcode area

Top Service LimitedRedditchAuthorisedFIS Payments (UK) LimitedBirminghamAuthorisedSAF Leasing LimitedTamworthAuthorisedShire Leasing PLCTamworthAuthorisedShire Recoveries LimitedTamworthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on GMS Recovery Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 16 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 17 events in its history

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Frequently asked questions about this firm

Is GMS Recovery Services LTD FCA authorised?
Yes, GMS Recovery Services LTD (FRN 705859) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2016 and works as a debt collector. The FCA has placed no limits on its permissions.
What is GMS Recovery Services’ phone number and website?
The FCA register lists the phone number 01384 319187 and the website gms-group.co.uk for GMS Recovery Services. If you were given different contact details, use these to check with the firm before going any further.
Is GMS Recovery Services a scam or clone?
Scammers have impersonated GMS Recovery Services: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for GMS Recovery Services, shown on this page.
Is my money safe with GMS Recovery Services?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how GMS Recovery Services handles your money, so check the specific product before you commit. You can also refer complaints about GMS Recovery Services to the Financial Ombudsman Service, free of charge.
Who owns GMS Recovery Services?
Companies House lists 2 people with significant control of GMS Recovery Services: Gms Group Of Companies (25–50% of shares) and Mr Andrew Male (25–50% of shares).
Who runs GMS Recovery Services?
Companies House lists 2 directors of GMS Recovery Services: Neil James Male and Andrew Male.
How long has GMS Recovery Services been in business?
The company was formed on 3 March 2005, and has held its current FCA authorisation since June 2016.
What do GMS Recovery Services’ latest accounts show?
Its latest accounts, to 31 August 2025, show net assets of £64.7k (−20% from £80.4k) and cash at bank of £36.8k (−23% from £48.0k).
Does GMS Recovery Services use any other names?
It has previously used 2 other names: GMS Debt Resolution Limited and GMS Legal Services Ltd.

Sources and links

The full report on GMS Recovery Services LTD

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