Go Car Credit Limited
Reference number: 727117
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Go Car Credit Ltd, Chadwick House, Warrington Road, Birchwood Park, Warrington, WA3 6AE, United Kingdom
In the full report: 3 background checks
- When gocarcredit.co.uk first appeared online, and whether it can receive email
- What kind of line 01925 696370 is
- Who else gives the postcode WA3 6AE
Other names (4)
If you were contacted under any of these names, it is this firm.
- GCC Servicing Trading name: A name it trades under now.
- The World of Cars Trading name: A name it trades under now.
- ZENON FINANCE LTD Former name: A name it was registered under before.
- ZENON FINANCE Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
- Debt Adjusting
- Debt Administration
- Debt-collecting
- Debt-counselling
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Limits on what they may do
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Not permitted to canvass off trade premises
The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises
Financial Ombudsman complaints
Ombudsman complaints
- new complaints, January–June 2025
- 65
- upheld, against a 31% median
- 12%
- about banking and credit
- 65
A bigger firm gets more complaints simply because it has more customers.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09821673 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 13 October 2015 (11 years old)
- Registered office
- 1st Floor, Chadwick House, Birchwood Park, Warrington, WA3 6AE, England
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Mark Drummond Giles | Director | Jul 1968 | 5 Jul 2017 | 10 other companies |
| Amy Andrews | Director | Aug 1981 | 15 Nov 2023 | None |
| Paul Hogan | Director | Sep 1978 | 15 Nov 2023 | None |
| Lorna Rossi | Director | Jul 1976 | 15 Nov 2023 | None |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 10
- closed down
- 8
- still active
- 2
In the full report: all 10 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 8 people who have ever been directors, with their dates
Key dates in its history
Go Car Credit’s history from the FCA register and Companies House, newest first.
2017
16 July 2017
- Changed its registered name from "ZENON FINANCE LTD"
FCA register
5 July 2017
- Board replaced: its only director left and 4 new directors took over
- Carfico Limited took control (75–100% of shares)
Companies House
23 March 2017
- Derek Andrew Porter gave up control
Companies House
2016
12 October 2016
- Derek Andrew Porter took control (75–100% of shares)
Companies House
5 October 2016
- Regulated by the FCA from this date
- FCA imposed a requirement (Not permitted to canvass off trade premises)
- Became authorised by the FCA
FCA register
2015
13 October 2015
- Incorporated at Companies House
Companies House
In the full report: all 27 events
- All 27 events in its history (9 shown here)
- Every director appointment and resignation: 12
Firms like Go Car Credit
Other firms of the same type (lender), nearest first.
In Warrington
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Go Car Credit
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 10 other companies its directors have run, named
- 3 background checks on its contact details
- All 27 events in its history
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Frequently asked questions about this firm
Is Go Car Credit Limited FCA authorised?
What is Go Car Credit’s phone number and website?
Is Go Car Credit a scam or clone?
Is my money safe with Go Car Credit?
Who owns Go Car Credit?
Who runs Go Car Credit?
How long has Go Car Credit been in business?
How many complaints does Go Car Credit get?
Does Go Car Credit use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Ombudsman complaints data, January–June 2025 financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk