Goldcroft Mortgages Ltd
Reference number: 1014124
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 2 years
- Protected through the principal
- No FCA actions
- Active company since 2024
- Accounts filed up to 31 May 2025
Responsible principal firm
MGI Network Ltd Reference number: 697649 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Goldcroft Mortgages Ltd (FRN 1014124) is an AR of MGI Network Ltd (FRN 697649). When you use Goldcroft Mortgages's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Goldcroft Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
M G I Direct Ltd, I Direct Ltd, 27 Bridge Street, Usk, Monmouthshire, NP15 1BQ, United Kingdom
In the full report: 3 background checks
- When gcml.co.uk first appeared online, and whether it can receive email
- What kind of line 07788 596964 is
- Who else gives the postcode NP15 1BQ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through MGI Network Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 15709530 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 May 2024 (2 years old)
- Registered office
- 27 Bridge Street, Usk, NP15 1BQ, Wales
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Lewis Charles William Simpson | Director | Feb 1987 | 8 May 2024 | None |
| Olivia Grace Woolley | Director | Jan 1989 | 8 May 2024 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£914
No earlier figure to compare
Cash at bank
£2,068
No earlier figure to compare
Employees (average)
2
No earlier figure to compare
Owed within a year
£16.6k
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 15709530. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Goldcroft Mortgages’s history from the FCA register and Companies House, newest first.
2024
20 June 2024
- Became an appointed representative
FCA register
8 May 2024
- Incorporated at Companies House
- Lewis Charles William Simpson took control (75–100% of shares)
- Lewis Charles William Simpson appointed as a director
- Olivia Grace Woolley appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Goldcroft Mortgages
Other FCA-listed firms that share a director, phone number or address with Goldcroft Mortgages. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Goldcroft Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In Usk
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Goldcroft Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 5 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Goldcroft Mortgages Ltd FCA authorised?
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What is Goldcroft Mortgages’ phone number and website?
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Who owns Goldcroft Mortgages?
Who runs Goldcroft Mortgages?
How long has Goldcroft Mortgages been in business?
What do Goldcroft Mortgages’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk