Goldentree Financial Services PLC

Reference number: 794418

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On the register, but not FCA authorised

This firm is registered with the FCA for anti-money-laundering checks only, which is why it appears on the register. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.

What does this mean?
  • Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
  • What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
  • It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
  • So if the firm fails or treats you badly, there is no FSCS compensation, and the Financial Ombudsman Service usually cannot look at a complaint about unregulated business.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When goldentreefs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01925 846420 is, and the other firm that gives it
  • Who else gives the postcode WA3 7GB
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Past FCA permissions and consumer protection

  • Money-laundering registration only
    This firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04179323
Company status
Active
Company type
Public limited company
Incorporated
14 March 2001 (25 years old)
Registered office
The Spectrum 56-58 Benson Road, Birchwood, Warrington, Cheshire, WA3 7PQ
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Fred Done Director Mar 1943 1 Oct 2009 80 other companies
Steven Robert Marsh Director Mar 1961 4 Oct 2010 26 other companies
Susan Catherine Bickerton Director Apr 1963 8 Dec 2014 2 other companies
Philip John Derbyshire Director May 1983 8 Jan 2018 4 other companies
Kathryn Elizabeth Clough Secretary Not published 5 Jul 2021 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
105
closed down
34
went insolvent
2

In the full report: all 105 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 6 on the FCA register
  • The 4 companies these 4 directors run together
  • All 9 people who have ever been directors, with their dates
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Key dates in its history

Goldentree Financial Services’s history from the FCA register and Companies House, newest first.

Key events (9) All events (21)

2026

25 March 2026

  • Joanne Louise Whittaker became the majority owner (50–75% of shares)
  • Nicola Anne Done-Orrell became the majority owner (50–75% of shares)

Companies House

2018

7 July 2018

  • Maureen Done stopped being the majority owner

Companies House

19 March 2018

  • Registered with the FCA

FCA register

2016

6 April 2016

  • Fred Done became the majority owner (50–75% of shares)
  • Maureen Done became the majority owner (50–75% of shares)
  • Peter Eric Done became a part-owner (25–50% of shares)

Companies House

2009

9 October 2009

  • Board replaced: both directors left and 2 new directors took over

Companies House

2001

14 March 2001

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (9 shown here)
  • Every director appointment and resignation: 12
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Firms connected to Goldentree Financial Services

Other FCA-listed firms that share a director, phone number or address with Goldentree Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
3
share its phone number
1

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (3), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 3 past links through former directors
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Get the full report on Goldentree Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 105 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 21 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Goldentree Financial Services PLC FCA authorised?
Goldentree Financial Services PLC (FRN 794418) is registered with the FCA under the Money Laundering Regulations only. That is anti-money-laundering supervision, not FCA authorisation, and the FCA does not supervise the firm's conduct.
What is Goldentree Financial Services’ phone number and website?
The FCA register lists the phone number 01925 846420 and the website Goldentreefs.co.uk for Goldentree Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Goldentree Financial Services a scam or clone?
Goldentree Financial Services is genuinely on the FCA's money-laundering register, so it is not an outright fake, but registration is not authorisation, and scammers impersonate registered firms too. Verify contact details against the register before sending money.
Is my money safe with Goldentree Financial Services?
Money you hand to Goldentree Financial Services is not protected by the FSCS. Money-laundering registration carries no compensation scheme, and the Financial Ombudsman Service may not be able to consider a complaint about unregulated business.
Who owns Goldentree Financial Services?
Companies House lists 4 people with significant control of Goldentree Financial Services: Mrs Nicola Anne Done-Orrell (50–75% of shares), Ms Joanne Louise Whittaker (50–75% of shares), Mr Fred Done (50–75% of shares) and Mr Peter Eric Done (25–50% of shares). Before that, it was controlled by Mrs Maureen Done.
Who runs Goldentree Financial Services?
Companies House lists 4 directors of Goldentree Financial Services: Fred Done, Steven Robert Marsh, Susan Catherine Bickerton and Philip John Derbyshire.
How long has Goldentree Financial Services been in business?
The company was formed on 14 March 2001.

Sources and links

The full report on Goldentree Financial Services PLC

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