Goodlad & Co Limited

Reference number: 913098

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Goodlad & Co Limited (FRN 913098) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Goodlad & Co's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Goodlad & Co, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01245 922080

  • Address

    Elizabeth House, 28 Baddow Road, Chelmsford, Essex, CM2 0DG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01245 922080 is
  • Who else gives the postcode CM2 0DG
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10377519
Company status
Active
Company type
Private limited company
Incorporated
15 September 2016 (10 years old)
Registered office
Elizabeth House, 28 Baddow Road, Chelmsford, Essex, CM2 0DG, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Neil Goodlad Director Mar 1974 15 Sep 2016 None
Neil Goodlad Secretary Not published 15 Sep 2016 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Abridged accountsNot audited

Net assets

£404

Up £151 from £253

Cash at bank

£3,650

−29% from £5,159

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10377519. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Goodlad & Co’s history from the FCA register and Companies House, newest first.

2019

6 September 2019

  • Became an appointed representative

FCA register

2016

15 September 2016

  • Incorporated at Companies House
  • Neil Goodlad took control (75–100% of shares)
  • Neil Goodlad appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Goodlad & Co

Other FCA-listed firms that share a director, phone number or address with Goodlad & Co. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Goodlad & Co

Other firms of the same type (credit broker), nearest first.

In Chelmsford

Daniel EleyChelmsfordAppointed representativeDr Hiten PabariChelmsfordAppointed representativeFayaaz KassamChelmsfordAppointed representativeThe Woodham Partnership LimitedChelmsfordAppointed representativeAim Apprenticeships LimitedChelmsfordAppointed representativePhoenix Hospital Investments LimitedChelmsfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Goodlad & Co

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 4 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Goodlad & Co Limited FCA authorised?
Goodlad & Co Limited (FRN 913098) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Goodlad & Co?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Goodlad & Co Limited (FRN 913098) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Goodlad & Co's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Goodlad & Co, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Goodlad & Co’s phone number?
The FCA register lists the phone number 01245 922080 for Goodlad & Co. If you were given different contact details, use these to check with the firm before going any further.
Is Goodlad & Co a scam or clone?
Goodlad & Co is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Goodlad & Co?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Goodlad & Co's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Goodlad & Co?
Companies House lists one person with significant control of Goodlad & Co: Mr Neil Goodlad (75–100% of shares).
Who runs Goodlad & Co?
Companies House lists one director of Goodlad & Co: Neil Goodlad.
How long has Goodlad & Co been in business?
The company was formed on 15 September 2016.
What do Goodlad & Co’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £404 (up £151 from £253) and cash at bank of £3,650 (−29% from £5,159).

Sources and links

The full report on Goodlad & Co Limited

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