Gosford Finance & Loans LTD

Reference number: 913256

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Gosford Finance & Loans LTD (FRN 913256) is an AR of Rural Finance Limited (FRN 630701). When you use Gosford Finance & Loans's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Gosford Finance & Loans, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 3755 2565

  • Address

    72B Gosford Road, Markethill, Armagh, County Armagh, BT60 1RH, United Kingdom

In the full report: 2 background checks

  • What kind of line 028 3755 2565 is, and the other firm that gives it
  • Who else gives the postcode BT60 1RH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Gosford Finance & Loans Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rural Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 September 2019 (7 years old)
Registered office
6 Fairgreen Road, Markethill, Co Armagh, BT60 1PW, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Robert Walter Sloan Director Sep 1976 5 Sep 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 April 2026Small company accountsNot audited

Net assets

£8,654

+166% from £3,254

Cash at bank

£32.4k

+64% from £19.7k

Employees (average)

4

+100% from 2

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI664198. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gosford Finance & Loans’s history from the FCA register and Companies House, newest first.

2024

12 February 2024

  • Changed its registered name from "Gosford Finance & Loans Limited"

FCA register

2019

10 September 2019

  • Became an appointed representative

FCA register

5 September 2019

  • Incorporated at Companies House
  • Ashleigh Jay Sloan became a part-owner (25–50% of shares)
  • Mark Robert Walter Sloan became a part-owner (25–50% of shares)
  • Mark Robert Walter Sloan appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Gosford Finance & Loans

Other FCA-listed firms that share a director, phone number or address with Gosford Finance & Loans. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its phone number
1
share its postcode
1

In the full report: all 2 connected firms, named

  • How each is linked: the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
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Firms like Gosford Finance & Loans

Other firms of the same type (credit broker), nearest first.

In Armagh

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Gosford Finance & Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Gosford Finance & Loans LTD FCA authorised?
Gosford Finance & Loans LTD (FRN 913256) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Gosford Finance & Loans?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Gosford Finance & Loans LTD (FRN 913256) is an AR of Rural Finance Limited (FRN 630701). When you use Gosford Finance & Loans's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Gosford Finance & Loans, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Gosford Finance & Loans’ phone number?
The FCA register lists the phone number 028 3755 2565 for Gosford Finance & Loans. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Gosford Finance & Loans a scam or clone?
Gosford Finance & Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Gosford Finance & Loans?
Protection works through Rural Finance Limited, the principal firm responsible for Gosford Finance & Loans's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Gosford Finance & Loans?
Companies House lists 2 people with significant control of Gosford Finance & Loans: Mr Mark Robert Walter Sloan (25–50% of shares) and Mrs Ashleigh Jay Sloan (25–50% of shares).
Who runs Gosford Finance & Loans?
Companies House lists one director of Gosford Finance & Loans: Mark Robert Walter Sloan.
How long has Gosford Finance & Loans been in business?
The company was formed on 5 September 2019.
What do Gosford Finance & Loans’ latest accounts show?
Its latest accounts, to 30 April 2026, show net assets of £8,654 (+166% from £3,254) and cash at bank of £32.4k (+64% from £19.7k).
Does Gosford Finance & Loans use any other names?
It has previously used the name Gosford Finance & Loans Limited.

Sources and links

The full report on Gosford Finance & Loans LTD

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