Gosia Spica Financial Advice Ltd: FCA regulated?

No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 4 November 2022.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Last known website

partnership.sjp.co.uk/partner/gosiaspicafa
Last known phone number

07790 215012
Last known address

27 Fillery Way, Henfield, West Sussex, BN5 9FH, United Kingdom

In the full report: 3 background checks

When partnership.sjp.co.uk first appeared online, and whether it can receive email
What kind of line 07790 215012 is
Who else gives the postcode BN5 9FH

Past FCA permissions and consumer protection

The record is closed
Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13887099 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 2 February 2022 (4 years old)
Registered office: 27 Fillery Way, Henfield, BN5 9FH, England
Nature of business: Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Malgorzata Spica	Director	Apr 1985	2 Feb 2022	1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Total equity

−£887

Down £990 from £103

Employees (average)

1

Same as 1

Owed within a year

£3,732

−9.7% from £4,132

Total equity is negative: on its last balance sheet the company owed £887 more than it owned.

Assets and liabilities

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13887099. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gosia Spica Financial Advice’s history from the FCA register and Companies House, newest first.

2022

4 November 2022

Stopped being an appointed representative

FCA register

2 February 2022

Incorporated at Companies House
Malgorzata Spica took control (75–100% of shares)
Malgorzata Spica appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Get the full report on Gosia Spica Financial Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
All 4 events in its history

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Frequently asked questions about this firm

Is Gosia Spica Financial Advice Ltd FCA authorised?

No. Gosia Spica Financial Advice Ltd (FRN 986606) is still listed on the FCA register, but the record is closed: no longer an appointed representative.

Is Gosia Spica Financial Advice a scam or clone?

Gosia Spica Financial Advice is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.

Is my money safe with Gosia Spica Financial Advice?

Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Gosia Spica Financial Advice has no cover, because it is no longer permitted to carry it out.

Who owns Gosia Spica Financial Advice?

Companies House lists one person with significant control of Gosia Spica Financial Advice: Ms Malgorzata Spica (75–100% of shares).

Who runs Gosia Spica Financial Advice?

Companies House lists one director of Gosia Spica Financial Advice: Malgorzata Spica.

How long has Gosia Spica Financial Advice been in business?

The company was formed on 2 February 2022.

What do Gosia Spica Financial Advice’s latest accounts show?

Its latest accounts, to 28 February 2025, show total equity of −£887 (down £990 from £103).