Gower Gelato Ltd: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for 7 years
Protected through the principal
No FCA actions
Active company since 2018
Accounts filed up to 31 March 2023
On its latest accounts it owed £808k more than it owned

Responsible principal firm

Cycle Solutions (Cycle to Work) Limited Reference number: 722968 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Gower Gelato Ltd (FRN 912997) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Gower Gelato.
Example: if Gower Gelato refers you to a financial adviser, the advice should come from the principal firm, not from Gower Gelato itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07595 911527
Address

Cycle Solutions Ltd, Unit 6, Europa Way, Fforestfach, Swansea, Abertawe, SA5 4AJ, United Kingdom

In the full report: 2 background checks

What kind of line 07595 911527 is
Who else gives the postcode SA5 4AJ

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: GOWER GELATO LIMITED
Company number: 11652762 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 31 October 2018 (7 years old)
Registered office: Unit 6 Europa Way, Fforestfach, Swansea, SA5 4AJ, Wales
Nature of business: Manufacture of ice cream (SIC 10520)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Keith Robert Jones	Director	Apr 1967	31 Oct 2018	16 other companies
Michael Philip Jones	Director	Sep 1963	31 Oct 2018	14 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 16
closed down: 4
are FCA-registered: 4

In the full report: all 16 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 on the FCA register
The 14 companies these 2 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 March 2023Abridged accountsNot audited

Net assets

−£808k

Down £294k from −£514k

Cash at bank

£32.0k

+5.2% from £30.4k

Employees (average)

49

+4.3% from 47

Owed within a year

£267k

+7.1% from £249k

Net assets are negative: on its last balance sheet the company owed £808k more than it owned.

Assets and liabilities

In the full report: all 4 years of accounts

Every year from 2020 to 2023
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11652762. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Gower Gelato’s history from the FCA register and Companies House, newest first.

Key events (8) All events (14)

2022

30 November 2022

Christopher John Mabbett stopped being a part-owner
Emily Jane Mabbett stopped being a part-owner

Companies House

2019

5 September 2019

Became an introducer appointed representative

FCA register

2018

31 October 2018

Incorporated at Companies House
Christopher John Mabbett became a part-owner (25–50% of shares)
Emily Jane Mabbett became a part-owner (25–50% of shares)
Keith Robert Jones became a part-owner (25–50% of shares)
Michael Philip Jones became a part-owner (25–50% of shares)

Companies House

In the full report: all 14 events

All 14 events in its history (8 shown here)
Every director appointment and resignation: 6

Firms connected to Gower Gelato

Other FCA-listed firms that share a director, phone number or address with Gower Gelato. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 3
share its postcode: 2

In the full report: all 4 connected firms, named

How each is linked: shared directors (3), the same postcode (2)
Who links each one: the named directors, with dates
1 past link through former directors

Get the full report on Gower Gelato

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

16 other companies its directors have run, named
2 background checks on its contact details
4 years of accounts, charted
All 14 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Gower Gelato Ltd FCA authorised?

Gower Gelato Ltd (FRN 912997) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Gower Gelato?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Gower Gelato Ltd (FRN 912997) introduces customers to Cycle Solutions (Cycle to Work) Limited (FRN 722968). Any regulated advice or arranging is done by the principal, not Gower Gelato. Example: if Gower Gelato refers you to a financial adviser, the advice should come from the principal firm, not from Gower Gelato itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Gower Gelato’s phone number?

The FCA register lists the phone number 07595 911527 for Gower Gelato. If you were given different contact details, use these to check with the firm before going any further.

Is Gower Gelato a scam or clone?

Gower Gelato is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Gower Gelato?

Protection works through Cycle Solutions (Cycle to Work) Limited, the principal firm responsible for Gower Gelato's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Gower Gelato?

Companies House lists 2 people with significant control of Gower Gelato: Mr Keith Robert Jones (25–50% of shares) and Mr Michael Philip Jones (25–50% of shares). Before that, it was controlled by Mr Christopher John Mabbett and Mrs Emily Jane Mabbett.

Who runs Gower Gelato?

Companies House lists 2 directors of Gower Gelato: Keith Robert Jones and Michael Philip Jones.

How long has Gower Gelato been in business?

The company was formed on 31 October 2018.

What do Gower Gelato’s latest accounts show?

Its latest accounts, to 31 March 2023, show net assets of −£808k (down £294k from −£514k) and cash at bank of £32.0k (+5.2% from £30.4k).