Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 31 years
- Protected through the principal
- No FCA actions
- Active company since 2003
- Accounts filed up to 28 February 2026
Responsible principal firm
Quilter Financial Services Limited Reference number: 440703 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- GPL Insurance Services Ltd (FRN 121049) is an AR of Quilter Financial Services Limited (FRN 440703). When you use GPL Insurance Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from GPL Insurance Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
12a King Street, Aspatria, Wigton, Cumbria, CA7 3ES, United Kingdom
In the full report: 2 background checks
- What kind of line 01697 321776 is
- Who else gives the postcode CA7 3ES
Other names (3)
If you were contacted under any of these names, it is this firm.
- Castle Insurance Services (U468) Former name: A name it was registered under before.
- GPL Insurance Services Former name: A name it was registered under before.
- Castle Financial Services Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- GPL INSURANCE SERVICES LIMITED
- Company number
- 04653621 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 31 January 2003 (23 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Financial management (SIC 70221)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Dale Gordon Sutton | Director | Sep 1986 | 6 Apr 2009 | 1 other company |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£12.1k
−15% from £14.2k
Employees (average)
2
−50% from 4
Owed within a year
£24.4k
+308% from £5,969
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04653621. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
GPL Insurance Services’s history from the FCA register and Companies House, newest first.
2017
28 February 2017
- Dale Gordon Sutton took control (75–100% of shares)
- Gordon Sutton no longer holds 25–50% of the votes
- Patricia Ann Sutton no longer holds 50–75% of the votes
Companies House
2016
6 April 2016
- Gordon Sutton gained 25–50% of the votes
- Patricia Ann Sutton gained 50–75% of the votes
Companies House
2015
14 January 2015
- Changed its registered name from "GPL Insurance Services"
FCA register
2003
19 March 2003
- Changed its registered name from "Castle Insurance Services (U468)"
FCA register
31 January 2003
- Incorporated at Companies House
Companies House
1995
11 April 1995
- Became an appointed representative
FCA register
In the full report: all 18 events
- All 18 events in its history (9 shown here)
- Every director appointment and resignation: 7
Firms like GPL Insurance Services
Other firms of the same type (financial adviser), nearest first.
In Wigton
In the Carlisle (CA) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on GPL Insurance Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 18 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk