Grace Debt Advice

Reference number: 710426

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When graceadvocacy.org first appeared online, and whether it can receive email
  • What kind of line 020 7183 4456 is
  • Who else gives the postcode BN21 3BX
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Grace Advocacy Trading name

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07461047
Company status
Active
Company type
Private company limited by guarantee
Incorporated
6 December 2010 (15 years old)
Registered office
Ferneberga House, Alexandra Road, Farnborough, GU14 6DQ, England
Nature of business
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Gary Holland Director Jun 1969 6 Dec 2010 2 other companies
Alexandria Barling Director May 1952 28 Nov 2014 None
Alan Cable Director Mar 1956 11 Oct 2024 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Full accountsNot audited

Net assets

£38.5k

−1% from £38.9k

Cash at bank

£47.4k

+22% from £38.9k

Employees (average)

1

Same as 1

Owed within a year

£8,956

No earlier figure to compare

Net assets

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 07461047. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Grace Debt Advice’s history from the FCA register and Companies House, newest first.

Key events (4) All events (13)

2015

13 October 2015

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

2010

6 December 2010

  • Incorporated at Companies House

Companies House

In the full report: all 13 events

  • All 13 events in its history (4 shown here)
  • Every director appointment and resignation: 7
Instant PDF download

Firms like Grace Debt Advice

Other firms of the same type (debt advice or management), nearest first.

In Eastbourne

Debt Independent LtdEastbourneAuthorisedEastbourne Citizens Advice BureauEastbourneAuthorisedEastbourne FoodbankEastbourneAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Grace Debt Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 13 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Grace Debt Advice FCA authorised?
Yes, Grace Debt Advice (FRN 710426) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Grace Debt Advice’s phone number and website?
The FCA register lists the phone number 020 7183 4456 and the website graceadvocacy.org for Grace Debt Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Grace Debt Advice a scam or clone?
Grace Debt Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Grace Debt Advice?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Grace Debt Advice handles your money, so check the specific product before you commit. You can also refer complaints about Grace Debt Advice to the Financial Ombudsman Service, free of charge.
Who runs Grace Debt Advice?
Companies House lists 3 directors of Grace Debt Advice: Gary Holland, Alexandria Barling and Alan Cable.
How long has Grace Debt Advice been in business?
The company was formed on 6 December 2010, and has held its current FCA authorisation since October 2015.
What do Grace Debt Advice’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £38.5k (−1% from £38.9k) and cash at bank of £47.4k (+22% from £38.9k).
Does Grace Debt Advice use any other names?
It trades as Grace Advocacy.

Sources and links

The full report on Grace Debt Advice

£19.99 · Instant PDF download

Loading secure checkout…