Graham Alner

Reference number: 597296

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Appointed representative

Graham Alner does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Graham Alner (FRN 597296) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Graham Alner's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Graham Alner, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01622 661236

  • Address

    3 Rayleigh Close, Allington, Maidstone, Kent, ME16 0UP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01622 661236 is
  • Who else gives the postcode ME16 0UP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Mid Kent Mortgages Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Graham Alner’s history from the FCA register and Companies House, newest first.

2013

15 March 2013

  • Became an appointed representative
  • Began trading as "Mid Kent Mortgages"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Graham Alner

Other firms of the same type (financial adviser), nearest first.

In Maidstone

Allied Luptons LimitedMaidstoneAppointed representativeAnnie DrylieMaidstoneAppointed representativeBullivant Wealth Management LtdMaidstoneAppointed representativeDouble Two Financial Planning LtdMaidstoneAppointed representativeGordon Associates LtdMaidstoneAppointed representativeH & D Financial Planning LimitedMaidstoneAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Graham Alner

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Graham Alner FCA authorised?
Graham Alner (FRN 597296) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Graham Alner?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Graham Alner (FRN 597296) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Graham Alner's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Graham Alner, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Graham Alner’s phone number?
The FCA register lists the phone number 01622 661236 for Graham Alner. If you were given different contact details, use these to check with the firm before going any further.
Is Graham Alner a scam or clone?
Graham Alner is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Graham Alner?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Graham Alner's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Graham Alner use any other names?
It trades as Mid Kent Mortgages.

Sources and links

The full report on Graham Alner

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