Graham Purnell

Reference number: 212764

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Appointed representative

Graham Purnell does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Graham Purnell (FRN 212764) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Graham Purnell's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Graham Purnell, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07788 108515

  • Address

    Sequoia High Wych Road, Sawbridgeworth, Hertfordshire, CM21 0AZ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07788 108515 is
  • Who else gives the postcode CM21 0AZ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Insure4U Trading name
  • Insure-4u Financial Planning Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Graham Purnell’s history from the FCA register and Companies House, newest first.

2022

9 August 2022

  • Changed its registered name from "Insure-4u Financial Planning"
  • Began trading as "Insure4U"

FCA register

2002

31 May 2002

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Graham Purnell

Other firms of the same type (mortgage adviser or broker), nearest first.

In Sawbridgeworth

AGA MortgagesSawbridgeworthAppointed representativeGo Finance LtdSawbridgeworthAuthorised

In the Chelmsford (CM) postcode area

786 Mortgages LtdHarlowAppointed representativeA Little Advice LimitedBillericayAppointed representativeABN Mortgages LimitedBrentwoodAppointed representativeAlka Meekhil Patel Mortgages LtdChelmsfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Graham Purnell

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 3 events in its history

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Frequently asked questions about this firm

Is Graham Purnell FCA authorised?
Graham Purnell (FRN 212764) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Graham Purnell?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Graham Purnell (FRN 212764) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Graham Purnell's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Graham Purnell, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Graham Purnell’s phone number?
The FCA register lists the phone number 07788 108515 for Graham Purnell. If you were given different contact details, use these to check with the firm before going any further.
Is Graham Purnell a scam or clone?
Graham Purnell is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Graham Purnell?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Graham Purnell's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Graham Purnell use any other names?
It trades as Insure4U. It has previously used the name Insure-4u Financial Planning.

Sources and links

The full report on Graham Purnell

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