Graham Thomas

Reference number: 187954

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Appointed representative

Graham Thomas does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Graham Thomas (FRN 187954) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Graham Thomas's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Graham Thomas, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01634 314474

  • Address

    13 Eastcourt Lane, Gillingham, Kent, ME8 6EU, United Kingdom

In the full report: 2 background checks

  • What kind of line 01634 314474 is
  • Who else gives the postcode ME8 6EU
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Graham Thomas Financial Management Trading name
  • Graham Thomas Financial Management (K239) Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Graham Thomas’s history from the FCA register and Companies House, newest first.

2022

8 February 2022

  • Changed its registered name from "Graham Thomas Financial Management"
  • Began trading as "Graham Thomas Financial Management"

FCA register

2004

19 May 2004

  • Changed its registered name from "Graham Thomas Financial Management (K239)"

FCA register

1998

14 October 1998

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Graham Thomas

Other firms of the same type (mortgage adviser or broker), nearest first.

In Gillingham

Ferndown Mortgage Services LtdGillinghamAppointed representativeMuhammad shahab RasheedGillinghamAppointed representativeNigel PittsGillinghamAppointed representativePeter Martyn BeerGillinghamAppointed representativeThe Residential Mortgage Hub LtdGillinghamAppointed representativePHLS Mortgage Services LtdGillinghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Graham Thomas

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Graham Thomas FCA authorised?
Graham Thomas (FRN 187954) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Graham Thomas?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Graham Thomas (FRN 187954) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Graham Thomas's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Graham Thomas, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Graham Thomas’ phone number?
The FCA register lists the phone number 01634 314474 for Graham Thomas. If you were given different contact details, use these to check with the firm before going any further.
Is Graham Thomas a scam or clone?
Graham Thomas is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Graham Thomas?
Protection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for Graham Thomas's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Graham Thomas use any other names?
It trades as Graham Thomas Financial Management. It has previously used the name Graham Thomas Financial Management (K239).

Sources and links

The full report on Graham Thomas

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