Grantham Finance Ltd

Reference number: 595952

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Quilter Financial Services Limited Reference number: 440703 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Grantham Finance Ltd (FRN 595952) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Grantham Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Grantham Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01293 608957

  • Address

    Jubilee House, Jubilee Way, Three Bridges, Crawley, West Sussex, RH10 1LQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01293 608957 is
  • Who else gives the postcode RH10 1LQ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Palladium Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
GRANTHAM FINANCE LIMITED
Company number
08349723
Company status
Active
Company type
Private limited company
Incorporated
7 January 2013 (13 years old)
Registered office
Coastwise House, 17 Liverpool Road, Worthing, West Sussex, BN11 1SU, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John O Connor Director Feb 1964 7 Jan 2013 None
Ian Richard Chamberlain Director Jun 1964 28 Oct 2016 6 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
4
still active
2

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 January 2026Micro-entity accountsNot audited

Total equity

£136

−98% from £7,173

Employees (average)

0

Same as 0

Owed within a year

£4,262

−73% from £15.6k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08349723. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Grantham Finance’s history from the FCA register and Companies House, newest first.

Key events (7) All events (10)

2017

15 June 2017

  • Grantham Consortium Ltd took control (75–100% of shares)
  • Ian Richard Chamberlain stopped being a part-owner
  • John Stephen O'Connor stopped being a part-owner

Companies House

2016

6 April 2016

  • Ian Richard Chamberlain became a part-owner (25–50% of shares)
  • John Stephen O'Connor became a part-owner (25–50% of shares)

Companies House

2013

18 February 2013

  • Became an appointed representative

FCA register

7 January 2013

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms like Grantham Finance

Other firms of the same type (financial adviser), nearest first.

In Crawley

Alpe Wealth Management LimitedCrawleyAppointed representativeMedex Financial Management LtdCrawleyAppointed representativeMJ Financial Consultants LLPCrawleyAppointed representativeT K Gurr Financial Planning LtdCrawleyAppointed representativeTick Financial LtdCrawleyAppointed representativeWealth Tracker LimitedCrawleyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Grantham Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Grantham Finance Ltd FCA authorised?
Grantham Finance Ltd (FRN 595952) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Grantham Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Grantham Finance Ltd (FRN 595952) is an AR of Quilter Financial Services Limited (FRN 440703). When you use Grantham Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Grantham Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Grantham Finance’s phone number?
The FCA register lists the phone number 01293 608957 for Grantham Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Grantham Finance a scam or clone?
Grantham Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Grantham Finance?
Protection works through Quilter Financial Services Limited, the principal firm responsible for Grantham Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Grantham Finance?
Grantham Finance is owned by Grantham Consortium Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 15 June 2017. Before that, it was controlled by Mr Ian Richard Chamberlain and Mr John Stephen O'Connor.
Who runs Grantham Finance?
Companies House lists 2 directors of Grantham Finance: John O Connor and Ian Richard Chamberlain.
How long has Grantham Finance been in business?
The company was formed on 7 January 2013.
What do Grantham Finance’s latest accounts show?
Its latest accounts, to 31 January 2026, show total equity of £136 (−98% from £7,173).
Does Grantham Finance use any other names?
It trades as Palladium Finance.

Sources and links

The full report on Grantham Finance Ltd

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