Granular Investments Limited

Reference number: 1001118

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When granularinvestments.com first appeared online, and whether it can receive email
  • What kind of line 07973 133632 is, and the other firm that gives it
  • Whether EC3A 5AF is a shared office: 29 other firms give it
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Granular Investments Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Making arrangements with a view to transactions in investments

Limits on what they may do

  • Appointed Representative Restrictions
    Effective 30 May 2024, unless prior written consent is obtained from the Authority, the Firm is subject to the following restrictions: a. The Firm is restricted to one Appointed Representative, namely Granular Investments EU SAS (UK branch). b. The Firm’s Appointed representative, Granular Investments EU SAS (UK branch), is restricted to acting for clients from EEA member states. For the avoidance of doubt, Granular Investments EU SAS (UK branch) cannot deal with UK clients when undertaking regulated activities in the UK.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 April 2019 (7 years old)
Registered office
One, Creechurch Place, London, EC3A 5AF, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Giuliano Giovannetti Director Dec 1967 3 Apr 2019 6 other companies
Richard Alexander Dermot Sullivan Director Jan 1961 3 Apr 2019 7 other companies
Serge Robert Thieriet Director Jan 1972 14 Nov 2025 17 other companies
Alessandro Minucci Director Apr 1965 5 Dec 2025 None

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
28
closed down
11
are FCA-registered
4

In the full report: all 28 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 2 companies these 4 directors run together
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Key dates in its history

Granular Investments’s history from the FCA register and Companies House, newest first.

2025

2 June 2025

  • Giuliano Giovannetti stopped being a part-owner
  • Howden Broking Group Limited took control (75–100% of shares)
  • Richard Alexander Dermot Sullivan stopped being a part-owner

Companies House

2024

11 November 2024

  • Changed its registered name from "Granular Investments Ltd"

FCA register

30 May 2024

  • FCA imposed a requirement (Appointed Representative Restrictions)

FCA register

28 May 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2019

3 April 2019

  • Incorporated at Companies House
  • Giuliano Giovannetti became a part-owner (25–50% of shares)
  • Richard Alexander Dermot Sullivan became a part-owner (25–50% of shares)

Companies House

In the full report: all 15 events

  • All 15 events in its history (10 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Granular Investments

Other FCA-listed firms that share a director, phone number or address with Granular Investments. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (1)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Granular Investments

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Granular Investments

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 28 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 15 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Granular Investments Limited FCA authorised?
Yes, Granular Investments Limited (FRN 1001118) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2024 and works as an insurance broker. The FCA has placed a limit on what it may do.
What is Granular Investments’ phone number and website?
The FCA register lists the phone number 07973 133632 and the website granularinvestments.com for Granular Investments. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Granular Investments a scam or clone?
Granular Investments is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Granular Investments?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Granular Investments to the Financial Ombudsman Service, free of charge.
Who owns Granular Investments?
Granular Investments is owned by Howden Broking Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 2 June 2025. Before that, it was controlled by Mr Richard Alexander Dermot Sullivan and Mr Giuliano Giovannetti.
Who runs Granular Investments?
Companies House lists 4 directors of Granular Investments: Giuliano Giovannetti, Richard Alexander Dermot Sullivan, Serge Robert Thieriet and Alessandro Minucci.
How long has Granular Investments been in business?
The company was formed on 3 April 2019, and has held its current FCA authorisation since May 2024.
Does Granular Investments use any other names?
It has previously used the name Granular Investments Ltd.

Sources and links

The full report on Granular Investments Limited

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