Green Business Finance Limited

Reference number: 941176

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When greenbusinessfinance.uk first appeared online, and whether it can receive email
  • What kind of line 07972 175980 is
  • Who else gives the postcode EH6 7BD
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
11 September 2020 (6 years old)
Registered office
Summit House, 4 - 5 Mitchell Street, Edinburgh, EH6 7BD, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
James Alexander Waterson Director Aug 1968 11 Sep 2020 None
Karen Waterson Director Nov 1975 10 Apr 2024 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£4,659

−56% from £10.6k

Employees (average)

0

Same as 0

Owed within a year

£970

−81% from £5,234

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC673937. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Green Business Finance’s history from the FCA register and Companies House, newest first.

2026

27 March 2026

  • James Alexander Waterson gave up control
  • Karen Waterson took control (75–100% of shares)

Companies House

2021

9 June 2021

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2020

11 September 2020

  • Incorporated at Companies House
  • James Alexander Waterson took control (75–100% of shares)

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Green Business Finance

Other FCA-listed firms that share a director, phone number or address with Green Business Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Green Business Finance

Other firms of the same type (credit broker), nearest first.

In Edinburgh

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Green Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 11 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Green Business Finance Limited FCA authorised?
Yes, Green Business Finance Limited (FRN 941176) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2021 and works as a credit broker. The FCA has placed no limits on its permissions.
What is Green Business Finance’s phone number and website?
The FCA register lists the phone number 07972 175980 and the website greenbusinessfinance.uk for Green Business Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Green Business Finance a scam or clone?
Green Business Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Green Business Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Green Business Finance handles your money, so check the specific product before you commit. You can also refer complaints about Green Business Finance to the Financial Ombudsman Service, free of charge.
Who owns Green Business Finance?
Companies House lists one person with significant control of Green Business Finance: Mrs Karen Waterson (75–100% of shares). Before that, it was controlled by Mr James Alexander Waterson.
Who runs Green Business Finance?
Companies House lists 2 directors of Green Business Finance: James Alexander Waterson and Karen Waterson.
How long has Green Business Finance been in business?
The company was formed on 11 September 2020, and has held its current FCA authorisation since June 2021.
What do Green Business Finance’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £4,659 (−56% from £10.6k).

Sources and links

The full report on Green Business Finance Limited

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